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8.23AM - I've made it!!

13

Comments

  • freebird65
    freebird65 Posts: 1,751 Forumite
    Part of the Furniture Combo Breaker
    Wow - thanks for all the responses - I never expected that!!!

    My inspiration has been this site.....the tips are amazing and I've learnt things that I never knew before - (I've just become a "stoozer") and how to be a bit smarter about things. The biggest realisation has been the amount of tat we waste our money on - things we think we "need", but really don't. I've cut out so many things and discovered that actually I really don't miss them. That coffee & muffin from Starbucks, endless magazines, £100 on a night out (why?), cabs everywhere, the 50th pair of jeans/top/handbag/shoes, massive food bills when cooking from scratch is yummier and cheaper. Try doing a tracker for a month of everything you spend - it'll shock you!

    I've so got the MSE bug & I love it - especially when a friend turns to me and says "How on earth do you always manage to get these brilliant deals - how do you hear about them????"

    I'm off to get a deal on a bottle of champagne (first round for MSE'ers everywhere) so watch out Tesco - you'd better not have made a mistake on the prices....I'll be watching....:D :D .
  • Debbiem
    Debbiem Posts: 35 Forumite
    Wow - you must feel so proud i know i would be :)

    Your an inspiration to everyone else, who like me might be just starting on the ladder and wondering if we can do it :)

    Well done !!!!!
  • debbycatz
    debbycatz Posts: 209 Forumite
    Well done - that is fantastic news and very encouraging for everyone else who feels they will never make it.

    Perhaps you could post a mini-essay about how you did it ? How did you increase your income or how did you decrease your outgoings? What affected you the most? In what area did you make the greatest savings? Sorry......I'm nosy aren't I :)
    I think it would make interesting reading for other DFW.

    Anyway - many congratulations :):)
  • DeniseNZ
    DeniseNZ Posts: 1,041 Forumite
    Part of the Furniture Combo Breaker
    Woohoo well done!!! Enjoy that coffee cos you surely deserve it :j
    If there is to be any peace, it will come through being, not having - Henry Miller
    M.A.C.A.W Member . . Wannabe Flybaby
  • Queen.Bess
    Queen.Bess Posts: 1,062 Forumite
    Brilliant!!! Well Done Freebird!! It Shows That With Hard Work And Determination It Can Be Done!!!
    Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts :D DFW Long Hauler #109 :o

    Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!
  • James240
    James240 Posts: 16,393 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    fantastic news :j well done freebird65 this is great news :j :beer:
    Savings Total so far for 2026: £0/£10,000
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    I'm so pleased for you honey!

    Well done.
    xxx
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    I must add my congratulations. To pay off debts of £13000 is really quite something. Well done.
    The forest would be very silent if no birds sang except for the birds that sang the best






  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    Congratulations! What fantastic news. It's so encouraging for us DFWs to hear the success stories... it certainly makes me believe there's light at the end of the tunnel!
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • scottishspendaholic
    scottishspendaholic Posts: 1,171 Forumite
    Hi freebird,

    I'm so pleased for you and proud that MSE has helped you so much.

    I'd like to second that request for a mini essay charting your progress? Pretty please...?

    Love

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
This discussion has been closed.
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