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8.23AM - I've made it!!

freebird65
Posts: 1,751 Forumite

At 8.23am this morning I rang the 0870 number (no alternative on saynoto0870.com site) of the last company I owed money (on 0% deal, of course!) and paid off the entire balance.
I'm now officially debt free!!!!!!:beer: :beer: :j :j :j :beer:
There are no loans, no HP, no credit card balances, no overdraft and no £100 here or there to anyone. And it feels bloody fantastic. Oh yes!
(Ok, I still have the mortgage, but I'm not counting that - although I'm hot-footing it over to the mortgage-free board next to start on demolishing it.)
A massive thank you to MSE'ers everywhere......the tips, advice and support have been brilliant. I may have become a skinflint, virtual hermit in my quest, but it's been well worth the sacrifices as now I can do what I like with my money without worrying. I've even opened an ISA. My debt pile was nothing in comparison to some tales I've read on here, but I just want to say to everyone who'se struggling that have faith, use the advice & support and you WILL get there. Maybe slowly, but you will!
I'm off for a well-deserved freshly brewed morning coffee - bought on a BOGOF with reward vouchers!:D


:money: ROCKS!
I'm now officially debt free!!!!!!:beer: :beer: :j :j :j :beer:
There are no loans, no HP, no credit card balances, no overdraft and no £100 here or there to anyone. And it feels bloody fantastic. Oh yes!
(Ok, I still have the mortgage, but I'm not counting that - although I'm hot-footing it over to the mortgage-free board next to start on demolishing it.)
A massive thank you to MSE'ers everywhere......the tips, advice and support have been brilliant. I may have become a skinflint, virtual hermit in my quest, but it's been well worth the sacrifices as now I can do what I like with my money without worrying. I've even opened an ISA. My debt pile was nothing in comparison to some tales I've read on here, but I just want to say to everyone who'se struggling that have faith, use the advice & support and you WILL get there. Maybe slowly, but you will!
I'm off for a well-deserved freshly brewed morning coffee - bought on a BOGOF with reward vouchers!:D



:money: ROCKS!
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Comments
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congratulations!!!
:beer::j:beer::j:beer:
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Well done, what a wonderful feeling to end the week like that!! Hope you celebrate MSE style of course this weekend, and remember not to go down that line again!!Good luck0
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wow this is fantastic news i was just reading the thread from the guy who was stabbed by a hypo and feeling so heart renchingly sorry for him and his family ..but still not confident that any advice i could give would be beneficial...so feeling kinda rotten ..and you've just cheered me up no end ..congrats and have a celebratory drink m.s.e style this weekend...0
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FANTASTIC NEWS HUN
DRINKS ARE ON YOU THEN :rotfl:😁0 -
Well Done!!!LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
WOOHOOOOOOO!!!!!!!!!
WAY TO GO YOU!!!!
CONGRATULATIONS!!!
FIRST ROUND IS NOW ON YOU!!!
Seriously...fantastic news....great motivation for the rest of us to get through to our DFD!!!
Well Done!!2024 Challenges- Grocery Budget (January £0/£300)
- Decluttering (Underway!)
- Frugal Living (January £0/£500
- 24 in 2024 (0/24)
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Many congratulations!!! Did you start in Dec 2004 then, that's brilliant to get rid of £13K in that time! Enjoy debt free-ness!1st LBM (Pre-Career Change): 01 March 2006 Debt Free Date: 28 April 2008 | Worst Debt: £7244.36
2nd LBM: 10 December 2019 Current Debt £25,322 [April 2020] | Worst Debt: £27,4440 -
Wow, I can't wait to be in your position...............WELL DONE!!!!!!!I believe that I have the strength to make my dreams come true:T September Challenge £5 per day - £0/£150 :T0
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WELL DONE!!!!!
Enjoy your coffee, i think you deserve it!!!!!0 -
Well done!!!0
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