BH Monday 5th April - What small DFW things have you done today?

determined_new_ms

BH Monday 5th April - What small DFW things have you done today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :j:j:j

Eeeek feel really subversive starting the thread , come back Milly I prefer being a sheep...

Have to go to work toda 9-5 , but have had a lovely 4 days off feel very rested and the work issue that is still going on was a million miles from my mind, hope I can keep up the sense of zen this week... it hasn't been too bad, went and did my weekly shopping while getting things for the roast event, so got pais mileage to do my own shopping


Ok today:

• [STRIKE]have made chicken stock for soup[/STRIKE]
• [STRIKE]will drive carefully (60) to work to conserve petrol[/STRIKE]
• [STRIKE]hm lunch (although may be having a roast with the residents if enough ppl want to get involved, but will be very mse may £1 each )[/STRIKE] had to roast, but worked out 63p for mine!
• [STRIKE]If we're having roast, get a few bits that are on my shopping list from Mr S while we're there [/STRIKE] almost whole shop, just need to get a few bits from lidal later in week
• [STRIKE]charge phone at work[/STRIKE]
• [STRIKE]post back lovefilm[/STRIKE]

yay still loads of time left and all my list is complete!! :j:j:j
Kitchen floor looks fab!!!

Have a great BH everyone x

System

going to work today dont really want to but money will ofset a weeks parental leave with no pay.

Sparkly_Princess

Good Morning All

Well the Bank Holiday weather here is awful this morning so OH and I are taking rugrat to the cinema as it's 25% off the ticket price on a Monday:j so that's a couple of hours filled. For the rest of the day I am going to embark on decluttering the spare room and see if there is anything I can ebay:D

WelshWoofer

Morning all! Horrible here in Manchester too - just walked the dog in very windy, cold wet weather - he wasn't even keen!

Had a really poor night's sleep too - just couldn't settle, I think all of the job applying, uni work and generally panicking about the future isn't helping. Never mind - have lots to do so just better get on with it.

Today's list....

• Do another job app - started it last night so shouldn't take too long
• Go to PC World for ink for printer so I can print them all off to post tomorrow
• Start final uni assignment (7000 words:eek:) - aim to write the first 2000 words
• All food from stores
• Stay in this afternoon whilst OH goes out to watch footy with mates
• Check banks - nothing moving
• Put the dry washing away
• Walk dog for free exercise
• Clean bathrooms
• Have a LSD apart from the printer ink

That's it for today - hope you all have a good day

OrangeFairy

Morning all!!!

Weather not too bad here...a little grey but dry for the moment at least

Determined NMS - Thanks for starting the thread!! I too like being a sheep!!! I hope you keep up your sense of zen!!!! I am dreading going back on weds! I know there are a number of fiddly account issues which are going to be very time consuming to sort out!! Glad the kitchen floor looks great! :T

Good luck everyone else on your daily plans!!

Today i have / will

• Do the tiny bit of ironing i have
• Sort ebay bits that i should have done yesterday
• food shop for meal plan
• buy Dad a present and pop round to his...challenged myself to keep it at £15 or below! fingers crossed
• find homes for the trillions of easter eggs my daughters have collected!!
• Need to work on an exercise plan for when i start being good again...which will probably be weds when i return to work!
• Enjoy the day with OH and DD's

pixiechick99

Good morning all:D
Thank you for starting the thread Determined MS - that's me just got up now - I'm not much use at getting an early thread going in school hols:rotfl:
Hope you're all having a great BH weekend - it's dull here, but dry, not sure what I'll do today.
Ok....list time:

• check banking later - hopefully Quidco £83 arrived at last
• daily scratch - another £5 maybe???:)
• keep spends low - used my gift voucher in Next
• have dinner at Mum's, not my sisters - she's having takeaway pizza and am tempted but tis not cheap:o

Ok, as I'm not at home I can't really think of much more:p
Have a good day;)

Triangle

Morning all :hello:

Grey and rainy here - boo! Want to have a productive day so best get cracking.....:)

• MUST stick to SW and meal plan today
• Washing at 30 and airer dry
• Also wash bed sheets
• Take pictures of DH motorbike and put on ebay - very nervous about this - my first time selling! :eek:
• Deliver SW leaflets - one road in my area
• Uni work - three chapters from a book and two journal articles
• Walk pup
• If sun comes out do some tidying in the garden
• Descale kettle
• NSD
• Aiming not to use any petrol too
• Everything ready for work placement tomorrow - had over a week off!
• Catch up with people using facebook and free minutes/texts
• May enter some competitions

That's enought to get started with
Have a lovely day all

T
x

josiebabie

Morning ladies!
Thanks for starting the thread DNMS, and well done milly for having a nice lie in!
Hoping for a productive day today which will continue well into tomorrow decluttering wise.
So today I have/will:
- [STRIKE]Checked banking[/STRIKE] - not too scary
- [STRIKE]Check all CC's online/phone[/STRIKE]
- [STRIKE]Pop into work to stick my debt spreadsheet onto a USB stick and bring home so I can check all my figures and work out PAD's I need to make[/STRIKE]
- Get numbers together to phone Barclay card and Cap 1 to chase up my PPI claims tomorrow when all functioning again
- [STRIKE]Wrap up, weigh and label ebay parcels to post tomorrow[/STRIKE]
- [STRIKE]Walk around house with plastic bag for binning/decluttering as inspired by flylady thread[/STRIKE] did two rooms upstairs, will do the rest tomorrow.
- Make twink's hobnobs as not made these before, make more millies cookies as ate most of them yesterday... forgot porridge oats, will do tomorrow
-[STRIKE] Re-tidy kids rooms when they go home, get OH to take DD when dropping the step children off [/STRIKE]:p
- [STRIKE]Dig out some stuff for ebay listings. MUST keep on top of this so I can keep some extra money coming in.[/STRIKE] Doing at this time
- Research upstand for kitchen as the stuff we had in the shed had somehow been left OUTSIDE the shed over the winter and is pretty much ruined.
- [STRIKE]WM an TD on time clocks last night[/STRIKE]
- [STRIKE]Worked out the hotwater time clock with help from my energy monitor, now understand how the timer works and have it set up to how I need it[/STRIKE]
- OH to fill up my car on his work's fuel card due to using it all weekend due to his puncture in company car.

My goodness that's a list and a half to rival fay's!

I'll update a bit later to see if I have acheived anything.....
Jx

stitching_witch

Been up since six and written a HUGE list to do today. Trying to convince DH to get on with things too!

So far I have:

• run dishwasher and washing machine overnight on cheap rate electricity
• washing on airer as too wet outside
• checked banking - no change
• checked for surveys

In theory I will also:

• make biscuits and millie's cookies
• lunch and dinner from stores
• mend friend's trousers for a few extra pennies

I also have loads of sewing tasks to start/finish and want to get some of my "101 tasks in 1001 days" done too. There just aren't enough hours in the day!

lilly81

Morning,

Today I will:
* check online banking done
*daily scratchcard done 10p
*Sort out all the stuff i wanna get rid of- charity shop or bin?
*check car tyre pressure/oil levels etc done
*planning to buy a 2nd hand set of drawers, need to messure car to see if i can move them back
*vacuum car
going to see diversity tonight so will:
*take own snacks
*try and get into the free car park!

Thats all for now

Lilly X

Cheery_Daff

Morning all!

Today I've been for a run (free exercise!) and in a bit I will...

* fill in contract forms for temporary job
* look for passport to prove who I am (not very MSE if I can't find the darn thing!)
* buy cheap milk and bread flour to make bread for week
* check online bank
* divide money for week into pots
* bit of sewing
* water seeds I planted yesterday (future food store!)

Good luck everyone
x