Sat 3rd April/Choccy Easter Sunday - What small DFW things have you done today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important



I'm also on the recycling thing fay! lol
No one else up yet? I guess I'll start then

Not really a DFW day today, more a money spending expert day.
Today I have/will:
- [STRIKE]Checked banking[/STRIKE] :eek: Spent too much in Ikea yesterday
- [STRIKE]Finish sorting out livingroom/kitchen.[/STRIKE]
- Research cost of new surround sound after ours went pop
- [STRIKE]Go to B and Q (love it!) for some trunking and[/STRIKE] something to hide copper pipes.
- [STRIKE]Get dressed![/STRIKE]
- Batch cook cakes/cookies
- [STRIKE]Meat out of freezer for schnitzels[/STRIKE]
- [STRIKE]Had breakfast from stores.[/STRIKE]
- D[STRIKE]SS being dropped off soon,[/STRIKE]
- Identify what needs to be done in the bathroom to make it look nice. Including utilising DM when she comes over for cupboard building ideas.

That's plenty enough for today I think, happy weekend all!
Jx

OrangeFairy

Hello!!!

Well done Josie on starting the thread.

Today i have / will

• started a debt free diary :j (was actually inspired by spotting yours Josie!!! Then noticed lots of the small things ladies have diaries. Hoping it will be theraputic!)
• lunch and dinner from stores
• sort out gift for DD2 for tomorrow
• Go to a free easter celebration at the local church today. Free lunch , cooking , puppet show and crafts! Free sounds good to me!
• Shopping for next weeks meal plan
• Pakcage up couple of ebay sales and print off postage.
• check banking
• Sort paypal as refuses to use my online saving account as a bank account
• IRONING!!!!

Though i will add that thanks to you ladies i am being a bit more careful with my ironing. I reckon i have cut it down by at least a third!!! Some tops i just hang straight up now! Less electric being used and more free time for me!!

Happy easter weekend everyone!!!

determined_new_ms

Morning girls!!! Impressive re starting the thread Josie! I'm still a sheep, I'm afraid have been up for ages but didn't take the initiative to start the thread...

Ah bliss third day running I haven't had to do the mad dash getting ready for work at an indecent hour... Is it me or did yesterday feel like a Sunday???


Ok still taking it easy atm today I will:

• finish the last few boards of the flooring (need to disconnect the cooker and dishwasher to do this :eek:) opps gonna stop listing this as I never actuall do it
• [STRIKE]dinner from stores (forgot to take out the gammon AGAIN last night ), quesadillas, chicken filling in the SC[/STRIKE] cooking as I type
• [STRIKE]phone BG and gave meter reading for gas transfer today[/STRIKE]
• [STRIKE]make bread[/STRIKE]
• [STRIKE]
• phone Npower and give readings to expediate our refund [/STRIKE] that was depressing we actually owe them £100 :(, have decided with oh to use our measely £58 free money (surveys, coppers, £2) savings towards this so only need to come up with £21 each :mad:
• [STRIKE]QT with oh, coffee/tea &hobnobs in bed while we have the house to ourselves [/STRIKE]
• make some more hobnobs as yesterdays were eaten up by DS nd 2 friends (i forgot how much teenage boys need to eat :eek:)
• [STRIKE]go visit the free museums this afternoon before the local council closes them this year [/STRIKE] unbale to do this as to pay to get in unless we have a residents card, going to go nd apply for one now while I wait for dinner to cook
• [STRIKE]finally use free drinks vouchers received a couple of weeks ago for pub in town, hopefully they will let us off set cost of 2 drinks off of a bottle, nd paly scrabble :j[/STRIKE] got 2 glasses each of house red for £6.50, I lost scrabble by 10 points
• [STRIKE] check online banking[/STRIKE] still on track for this month, although its all od so no actual money to my name...
• That's it for me, happy saturday everyone x

going to watched The White Ribbon film later

catmiaow

Hello all,

Today I have:

Had a quick shower
Got breakie brought for me by OH
Give OH rubbish to take out
Emailed Life guard to thank them for lovely big easter egg that I won, which arrived today
Emailed friend who lives abroad

I will:

[STRIKE]Check online banking
More comps
Check job sites[/STRIKE]
Vacuum house - upstairs done
[STRIKE]OH to take me for dinner tonight[/STRIKE]
[STRIKE]Use free mins to call my nan[/STRIKE]
[STRIKE]Email Cafe Rouge about bad service
clean oven
See to pets[/STRIKE]

Hope everyone has a nice day!

LuckyBiscuit

Morning everyone, Having the weekend at home, so don't spend any money, spent far too much last week:eek:

Today im going to:

Clean kitchen
Sort washing
put at least 5 things on e-bay (have to find cable for camera first!!!:mad:)
Going to housewarming this eve, at neighbours - so free food & drink, and don't have to drive either - BONUS:T
re-organise budget_pale_

That's enough for now, feeling unmotivated:(

Have fun everyone, Love and Hug's

TMVen

mogchops

Morning all, loving these lie ins

Well my plans for yesterday went out the window with DDs knee/foot, ended up in the out of hours for most of the day :mad: to be told that the pain and the fact that she cant put any weight on it, is because its viral. Ehh???? I give up!!!!

It does seem a bit better today thankfully though, she is not hopping quite as much....

Today:
- check online banking
- hokey cokey on the line (keep watching the clouds )
- tidy through & sweep floors
- wipe down bathroom & empty bin & sweep floor
- file paperwork
- small bit of shopping sticking to list
- find something free to do with DDs this afternoon
- check recipe for pudding am making to take to mums for lunch tomorrow
- do lots of comps
- have a mini pamper and paint nails

have a great day everyone xxx

Triangle

Morning ladies :hello:

I have a slight headche today and have just decided to get up, having spent the morning eating bad food and watching good old friends DVDs in bed! So not a great start for slimming world - and yesterday went to pot too! Still, not going to beat myself up over it and just get back on it

Not much planned at all for today, so a very small list I'm afraid....

• DH at work all morning, home at 1.30pm
• Spend the next hour doing some housework
• Want to take pup for a nice long walk on the beach but hailing at the moment :eek:
• May do some uni reading this afternoon
• Nothing planned for this evening, see what DH wants to do if anything
• DH b-day present arrived (e-bay) today - very pleased
• Aim for a NSD and to use little, if any, petrol
• Mooch about on here and on comps board

Have a lovely easter weekend all

T
x

Cleosmum

Chucking it down in my part of the world OH was going to do some stuff to the car, but now can't :(

Today I have:

• Breakfast from stores
• DS did the bathrooms from yesterday - woke me up at an ungodly hour to double check how I wanted it done, told him to go away
• Caught up with friends on facebook
• Lolled in bed with OH, dont remember the last time I got to do that! :A TV on, laptop each, and just stared at t'internet. Spose its a bit like getting the sunday papers and reading in bed, but I couldnt be arsed to have to go and buy them first lol x
• Heating off

And I will:

• Finish SW and family mealplans
• STICK TO SW Whoops
• NSD other than planned grocery spends Done
• Shopping, stick to list, use MOC Re-done list to remove anything other than absolute essentials Done
• HC and airer dry Done
• Bit of housework Done
• Pack up rat cage and book courier
• Take dry HC off airer from yesterday, fold and put away Done
• Meals from stores Done
• Check banking Done
• Check for amazon sales Done, none as yet
  

Beencounting

Afternoon all

Feels like Sunday today! Nice slow start to the holidays, have all next week off…yay!

So, stuff for today:

• Check bank
• Bake fruit loaf
• Make CC payment (should’ve been done yesterday)
• Enter at least 10 comps
• Update budget sheet – got a few big extras going out this month and need to know how much I’m going to be short
• Have a relaxing bubble bath this evening
• List 4 items on the turbolister ready for the weekend
• Ironing
• Sort paperwork
• HC and airer dry…where’s the sunshine?
• General bedroom tidy-up

I’ll be happy if I can get through this today. I spent some time on the snowball calculator yesterday, which has left me a little de-motivated. Such a long journey ahead…

I’ve been reading the diaries for some inspiration and ideas (read yours Littlekel), am even thinking of adding a diary myself which might help keep me on target.

Hope you all have a good day.

Been

Lottebear

Today I have or will

- Checked on line banking
- Done survey
- Going to the gym.
- One load of washing, done just need to hoover.

WelshWoofer

Afternoon all!
Been up for ages but still feeling ropey after night out with girlfriends:o:o
Had a good time though (I think!), actually got home later than OH!

Today' list will be minimal...

• Been to Mr S and saved £9 by using a voucher, Nectar points etc
• Walked dog
• Check banks
• Will use Pizza Hut giftcard for tea tonight - not up to cooking today;)
• Have a NSD (apart from weekly shop)
• Do a wash and dry naturally
• Generally flop on sofa and recover

That's it for me.