Leeds Building Society

DavB93

Remortgage

HelpWhereIcan

As far as I remember, most Leeds B Soc offers are valid for 3 months, so it is unlikely that they will honour the rate in January, but as MM says, it is worth checking with them before applying to them or elsewhere.

As far as they go as a lender:

OK service, reasonably flexible underwriting, have gone from being one of the worst redemption overhang culprits to offering some ok products with reasonable service. In other words - not the best, but by no means one of the bad guys.

DavB93

the overhang culprits is like no extended tie-in's isn't it?

MortgageMamma

Yes thats right, btu please don't take it for granted that all leeds products do that, it could be a case of some do, some don't

HelpWhereIcan

DavB93 wrote:

the overhang culprits is like no extended tie-in's isn't it?

Yep, the old Leeds & Holbeck used every trick in the book - compulsory insurances, extended tie ins etc etc.

Not that they were ever cowboys, just very shrewd in their pricing. Their products are a lot more transparent now and I do not have any problems recommending them, they just don't fit for my clients as often as some.

brannyrhino_2

DavB93 wrote:

Just another quick question Barney088 if you don't mind regard Leeds Building Society.
Do you know if they offer free legal, valuation and things like that. If not do you know how much it is for legal fees on a remortgage roughly.

Yes they do but not on the Fixed rate you have chosen.

They do on the Fee Free version of the 10 year Fixed rate at 5.49% (6.1apr) so on this rate you would save Val Fee up to £335.00 up to £250.00 legal fees and £599.00 completion fee so you have to balance these savings with the difference in rate of 0.5% over the ten years.

LH79_2

I popped into the Leeds this week, about ISA's - apparently they are merging with the Mercantile BS - don't know what difference this makes, but thought you may like to know!