Is there a descent credit card out there for people with really bad credit??

crawfy

I have really bad credit at the moment and have alot of people that i owe money too and i was hoping there is a credit card out there that will tide me through the bad times untill i start gettting an income.

To explain my income situation - i have just graduated from uni and start a teaching job in september so unforutunately i don't get paid till the end of september.

Can anyone help?
Thanks

Call_Centre_Monkey

I know Halifax have an "Aqua" card, you may be eligible for that. Other banks may have a similar card, typically designed for those in the position you are in.

Also, read this - there is a section on Credit Cards and Loans that is worth a look:

http://uk.biz.yahoo.com/dealwithdebt/poorcreditproducts.html

kuohu

I hope you're not going to teach English.

(Well someone was going to say it).

Locana

Vanquis should be able to help, but be warned its very high interest and is only really useful if you want to help build up your credit rating. If you are in debt (as we all are!!) then you should read through all the forums for inspiration rather than getting deeper into debt. Think about it....

bikerqueen

cant you temp over the summer and earn a weekly wage until you get paid?

crawfy

Yeah i am at the moment but it still isn't paying enough to pay my bills!

GaryTravers

yeh i see what you mean about teaching english.......;)

anyway you ask is there a 'decent CC for bad credit ratings'....

decent? no, the likely ones to get with bad scores are the ones with the rediculous rates (around the 30% mark :eek: )

do what i have come to do, work 7 days a week...:o

crawfy

yeah i am - currently i have 3 jobs in total but have just started them all and won't be paid till the end of the month so i still have people demanding money now and i can't pay them.