Massive save on pet insurance!

sukiduki

IGNORE THIS, I MADE A MISTAKE.

Most home insurance policies cover you for 3rd party public liability, which includes your cat/dog causing, e.g., a car crash. Most pet insurance includes 3rd party cover which IS NOT NEEDED. My Direct line cover is £14/mth but it is only £6/mth without the 3 rd party bit.

Is this a rip off, or have I missed something here?

Quentin

It isn't a rip off - you don't have to pay for third party cover if you don't need it! (As in your case!)

zkw29

sukiduki wrote: »

Most home insurance policies cover you for 3rd party public liability, which includes your cat/dog causing, e.g., a car crash. Most pet insurance includes 3rd party cover which IS NOT NEEDED. My Direct line cover is £14/mth but it is only £6/mth without the 3 rd party bit.

Is this a rip off, or have I missed something here?

That really doesn't sound right... their third party liability on pet insurance is penny's a month. Are you sure you've kept everything else the same (not changed from Advanced to Essential or removed theft/loss for example). I would recommend checking that with them again because that just doesn't sound right to me.

sukiduki

Quentin wrote: »

It isn't a rip off - you don't have to pay for third party cover if you don't need it! (As in your case!)

it is a rip off as 3rd party cover is standard on pet covers, but not needed by most people...

dacouch

Deleting the liability cover will save you about 30p a month with DL

hethmar

DL is not, as far as Im aware, a proper "for life" policy. Have you made any claims on it yet? I mean, if your dog has not been to even see a vet you could swap to a genuine for life policy.

geri1965_2

Do cat policies cover third party liability anyway??

sukiduki

I made a mistake. Sorry!
You are right, 3rd party does not save much, 50 p on DL. I pressed a wrong button and got excited.