Halifax card applied for?

sharpy2010

Hiya :-)

Just had an E-mail from Credit Expert telling me my file has changed. I logged on and it says that an application for a Halifax Credit Card has been performed in my name. I don't remember doing this, it was only two weeks ago, and I'm almost certain I didn't. Unless its an application for a different card I did, which sits under the Halifax name? The only one I can think of that I've tried recently is the Barclaycard Initial.

What, if anything, can I do/do I need to do? My credit rating is a bit crap anyway, so its unlikely to have been accepted, but even so its a bit annoying/worrying.

Do Halifax score people and then offer them the product if they are eligible and could that be whats happened here? I do have a bank account with them already. Surely they aren't allowed to do that though?

Cheers!

paulq

Did you apply for Aqua?

Any

Or Bank of Scotland?

sharpy2010

Hiya, definitely didn't apply for a Bank of Scotland card, and I'm pretty sure I also didn't apply for an Aqua card - I can't be certain. I know that sounds really odd, but I just don't remember for certain whether I did or not.

Ah well, I'll just see what happens!

paulmcerlean

If you maybe applied for an Aqua (odd that you dont know) then this would show as a credit check from Halifax.