We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

"First Report Ltd" searched my credit report

Options
I've just had my free annual report from Callcredit through annualcreditreport.co.uk.

On the searches page, I can see that a company called "First Report Ltd" searched me for a "Checking Credit Application" in August 2009.

I don't ever remember applying for anything around that time last year. They also haven't used my middle name - which I always use on anything financial/official.

Does anyone have any suggestions who this might be?

I changed employers around this time to one who dealt in credit reports (although I was only there 2 days through an agency) but I can't find any link between this company and that employer.

Comments

  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    They are a Credit Checking Agency used by companies to check other companies, looking at their web site they also provide a consumer credit checking application.
    http://www.firstreport.co.uk/default.asp
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've looked back through my documents and can only see one thing that happened on this date - the job agency I mentioned in the OP phoned me and said they might have a job for me on Monday, we'll let you know on Sunday if we need you.

    I hadn't signed any papers or agreed to let them do any checks on me.

    Would this search be likely to affect my credit rating as it was a "Checking Credit Application" search?

    How likely is it that this First Report place will tell me who made the search?
  • Olipro
    Olipro Posts: 717 Forumite
    yes, as it was a checking credit application it will be visible to lenders, however, its bearing is unlikely to be that significant unless you've been applying for a lot of credit lately.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.