Help on DRO, Im lost

Geekman

Hi everyone.

I'm 26 Married and thinking about a clean sheet in the near future.

From the age of 18 i was offered credit cards and debit accounts mobile phones etc and being stupid I accepted them all.

Today I am around seven grand in debt owing to so many companies I cannot keep track with out the paper work i have mounting (the white hill of threatening action) I tried the whole ignoring it of course it didnt help.

I am on job seekers as is my wife at the moment we spend every penny on the house leaving virtually nothing at all left over.

the type of companies i owe are:
Banks (over drafts loans, etc)
Credit Cards
Mobile phones.
Digital Television.
unsecured loans (provident, Quick quid)

Please don't give me rough time all the site on DRO's are very confusing.
From what you have read on my situation will i be likely to be accepted for a DRO. I need a decent idea as I cannot waste 90 on what could be nothing.

thanks every one.

GM

Trollfever

Advice from CAB:

http://www.adviceguide.org.uk/index/your_money/money_management_index_ew/help_with_debt_index_ewni/debt_relief_orders.htm






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Geekman

Thanks for the information. from that page i would be eligable but i was hoping for more information, I have heard DRO's can be refused but im not sure why they would be refused after an application has been made.

YorkshireBorn_2

Hi Geekman, I was finding it abit hard to get my head around everything to do with the DRO's but went into CAB and the lady took a good 45 mins to a hour helping me out with them.

Geekman

Thanks YorkshireBorn I will try to get an appointment at CAB in the mean time I am going to write up all my debts and income and out goings make sure i have all my sums done and ready.