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Questions About Pre-Pay Meters.

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nordtraveller
nordtraveller Posts: 5,061 Forumite
Hi,

Would i be allowed to just have a gas prepay meter - and still keep the electric one on direct debit?

The idea of running out of power totally (if things went wrong, doesn't appeal!) :eek:

Also the gas DD is currently twice my electric one.


I'm in arrears obviously, hence the large direct debits, if i was to load a tenner on a pre pay meter how much would they take from that for arrears?

Any advice or experiences much appreciated.

I'm with Atlantic.
Oh what's the bloody point...?

Comments

  • lisaf
    lisaf Posts: 273 Forumite
    Hi nordtraveller,

    I've just done that with e-on. I changed my gas due to large bills but kept electric on direct debit.
    Not sure what they will take per week off card for debt as it's about £400 but I do think you can say what you can afford to give them per week and also it will only come off as you charge it and I only plan to charge once a month so they will be waiting for the arrears for quite some time.
    Lisa
  • nordtraveller
    nordtraveller Posts: 5,061 Forumite
    Thanks for your reply, lisa, that sounds positive.
    Oh what's the bloody point...?
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    edited 31 March 2010 at 10:58AM
    Be aware that not topping up regularly will not necessarily prolong the time the supplier takes to recover the debt. The amount owed will accumulate despite lack of top-ups and be taken from your next top-up (but there are limitations as to how much can be collected from each top up so that not all is swallowed in debt recovery).

    In extreme cases, if the debt is not being repaid at the agreed rate, e.g. by you deciding to use no gas and so not topping up the meter, the supplier will eventually take other measures to recover the debt.

    It is certainly possible to have a gas PPM and a credit electricity meter (assuming the supplier is happy you have the electricity account under control)
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • Former_E.ON_Company_Representative:_Malc
    Former_E.ON_Company_Representative:_Malc Posts: 6,558 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    lisaf wrote: »
    Hi nordtraveller,

    I've just done that with e-on. I changed my gas due to large bills but kept electric on direct debit.
    Not sure what they will take per week off card for debt as it's about £400 but I do think you can say what you can afford to give them per week and also it will only come off as you charge it and I only plan to charge once a month so they will be waiting for the arrears for quite some time.
    Lisa

    Hi Lisa

    The agent who arranged to have the gas Prepayment Meter installed should have discussed the debt repayment rate with you. It's important you talk to us if this has not been done.

    Have a chat with our Prepayment people and tell them your situation. Each case is looked at individually and a repayment rate set which takes account of people's circumstances, particularly if there is vulnerability at the property.

    Premier is also spot on. Although debt is only collected when you top up, the amount owing builds up and will be taken each time you add credit to the meter on a 70/30 basis.

    Therefore, each time you top up the meter only 30 per cent goes to providing gas whilst the other 70 per cent repays the debt.

    Hope this makes things a little clearer, Lisa. Give me a shout if you need any more info as will be happy to help.

    Malc
    Official Company Representative
    I am an official company representative of E.ON. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    if on benefits should be £3.25
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