Me in IVA, Mum as guarantor on loan help!!

jessjess_2

Hi all

i am 2 years into an IVA for which a loan from Blackhorse was taken into account in full. My mum was a guarantor on the loan. Now she is being chased for it, but as the whole amount was taken into account when the IVA was agreed can they do this?

Thanks In Advance.

Tom

happyhappygal

Hi Tom

I've just completed an IVA and experienced something similar a couple of times through mine. As long as it is included in the IVA then don't worry - just tell whoever is supervising the IVA that Blackhorse have been chasing your mum and they will sort it. (I imagine it isn't Blackhorse themselves, but a collection agency who may well of bought the debt).

Don't worry - and reassure your mum too.

Happy.

jessjess_2

happyhappygal wrote: »

Hi Tom

I've just completed an IVA and experienced something similar a couple of times through mine. As long as it is included in the IVA then don't worry - just tell whoever is supervising the IVA that Blackhorse have been chasing your mum and they will sort it. (I imagine it isn't Blackhorse themselves, but a collection agency who may well of bought the debt).

Don't worry - and reassure your mum too.

Happy.

Yea its Mackenzie Hall who are chasing it. I'll call my IVA Supervisor and get it sorted Thanks for the advice!