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IVA and self employed accounts

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I have today spoken to two companies regarding an IVA, Payplan and ClearDebt reccomended on IVA.com.

ClearDebt said that they could definatley help me but I would require audited accounts as I am Self Employed ( I have done my own accounts for the past 8 years and never used an accountant, as my business is very small )

Payplan never mentioned audited accounts but have said they will send out some forms for me to complete, am I wasting my time as I suppose they will also require audited accounts. I never gave this a thought.

With a DMP you are allowed to self certify.
DMP mutual support thread member:327

Comments

  • Charco_2
    Charco_2 Posts: 1,677 Forumite
    edited 29 March 2010 at 4:52PM
    Seems to me someone at ClearDebt doesn't know their stuff... audited accounts would relate to a Limited Company!
    Would you ask the wolves to look after the sheep?
    CCCS funded by banks
  • If that's the case, would some companies accept a self certified IVA then, I have accounts, but they are all done by me and a piece of software :)
    DMP mutual support thread member:327
  • Charco_2
    Charco_2 Posts: 1,677 Forumite
    Basically whatever you declare to the tax man... your self assesment forms will be fine!
    Would you ask the wolves to look after the sheep?
    CCCS funded by banks
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