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Early discharge what does this mean exactly?

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  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    i'm confused why bankruptcy is still showing? you were discharged in 2002 so after 6yrs bankruptcy falls off files anyhow
    We all die. The goal isn't to live forever, the goal is to create something that will
  • i'm confused why bankruptcy is still showing? you were discharged in 2002 so after 6yrs bankruptcy falls off files anyhow


    EXACTLY!!! Why is it still on their records? It is causing me hardship, I cant open even a basic account --their reason? ' due to my insolvancy'.
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    you need then to do what others have suggested

    have a read here

    http://forums.moneysavingexpert.com/showthread.html?t=677875

    and for what its worth?? most creditors will accept the discharge letter you have..natwest opened an account for me a while ago with the same letter no questions asked...nothing to stop you though trying barclays or the co-op for a basic account they dont credit check those or rely on your past bankruptcy
    We all die. The goal isn't to live forever, the goal is to create something that will
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