Your support please

blind-as-a-bat_2

I have just made a post on Debt-Free Wannabe, while in the past the two boards where at odds so to speak, on this issue i would like us to unite, enough is enough, its time the law changed!

Click here to go to the post on Debt-Free Wannabe - http://forums.moneysavingexpert.com/showthread.html?t=2367581

Please back me on this, in the three years i have been here i have seen to much despair and misery, its time we put an end to it

sniggings

i think you might be putting yourself down unfairly,I know in my case BR was not an easy way out, it was the only way out! I like many/most don't have a choice but to go BR,enough people already think BR is a clever way to rid youself of unwanted debt,the only choice i had was either filing myself for BR or my creditors doing it.

blind-as-a-bat_2

sniggings wrote: »

i think you might be putting yourself down unfairly,I know in my case BR was not an easy way out, it was the only way out! I like many/most don't have a choice but to go BR,enough people already think BR is a clever way to rid youself of unwanted debt,the only choice i had was either filing myself for BR or my creditors doing it.

Errmm....i think your missing the point, this is not about BR, nor me, my demons re BR are dead and buried, its about more protectoin for those that choose to try to fight against going BR

Jaxb_2

I have voted in that thread and agree that those who choose a to try and deal with their debts via a DMP deserve some protection

yellowmonkey

Have to agree with you Bat.

I was on a DMP prior to BR for 2 years and creditors were still adding interest getting me nowhere. That was a big decision in my BR.

ym

IF

I've voted Bat, It would encourage more to seek help earlier and bankruptcy would not be the 'only' option!
If...x

fermi

Clicking the button on BAABS first post in that thread may help bring it to Martin/MSE team's attention.

Doucam

I have voted yes and clicked on like it also.

Whilst we had no option but to go BR, I do feel that those that can choose another route should be protected.

sizzler

Hi bat have voted yes:)

skylight

Clicked thanks, liked and YES.

Totally agree. My DMP was met with a brick wall; the first year was okayish, with most creditors accepting the offers and some refused. Then as soon as the first 12 months were up it was tough luck on me. Most refused to help and wouldn't entertain any offers, interest and charges were re-instated and its that point I stopped paying most of them; what's the point in chuking money at a hole that was getting bigger?

It really would have helped.

debt_doctor

Hi Bat,

I must admit that the "statutory debt management plan " trail has gone cold. If you'd have asked me a year ago I would have said that it would be in legislation by April/ october 2010 !- Personally I think it is the introduction of the DRO that has put the brakes on the SDMP.Creditors (especially catalogue and door step lenders) are shouting loudly against any more legislation.

DD