Natwest Credit Card Application

Ryan101

My Wife has a NatWest Currentplus account and would like the NatWest Rewards Credit Card, she already has a LTSB Amex Duo Card as the main bank account is with LTSB. Now LTSB pre-approved her for the card when she got it but with NatWest she needs to apply online and one of the questions is occupation, now if she answers 'Housewife' it will be declined (So I have heard) as there is no income assumed, but she also does Mystery Shopping for some companies on a part time basis so is she employed or self employed (She has registered self employed although on a small income).

So does she list occupation as Housewife or Self Employed (Or Employed) ?.

Thanks

Kavanne

She needs to put what she is. She can't lie to get appoved, that's fraud.

What is her MAIN occupation?

cifpower

Surely if she is registered as self-employed then that is what she is?

BugsyBrowne

Fraud my !!!!,say she is self-employed mate thats alot better than housewife,

Ryan101

Kavanne wrote: »

She needs to put what she is. She can't lie to get appoved, that's fraud.

What is her MAIN occupation?

I don't see how it is fraud ?, she is a housewife AND self employed, if she puts down brain surgeon then that would be fraud !, but deciding which is your main occupation as you technically have two cannot be fraud ?.

Kavanne

I did say she should put her main job down, Ryan If she has more than one

If the OP did put down employed though, that would be the worst option of the 3.

BugsyBrowne

loads of people lie on credit card applications anyhow.
not saying everyone but people do mate.

Cash_Flow

star-fire wrote: »

loads of people lie on credit card applications anyhow.

Star-fire I am being "Honest" when I say the sooner you leave these forums the better it will be.:D

Ryan101

Well she applied and failed on Credit Scoring !, Oh well never mind, how long should she wait until trying again ?, Natwest account has not been open long and not sure if they would based anything on that.

Kavanne

Ryan101 wrote: »

Well she applied and failed on Credit Scoring !, Oh well never mind, how long should she wait until trying again ?, Natwest account has not been open long and not sure if they would based anything on that.

I think it's 8 months for natwest cards. Call them to confirm though 08703339092 is the only number I can think off of the top of my head sorry!!

BugsyBrowne

Ryan tell your girlfriend to apply for the sygma silver card,think she will have a very good chance of being accepted for that.