Debit card transactions? Is there a time limit?

Narrative

Question: How long after a debit card transaction does a merchant have to send it through? Is there a time limit at which it will no longer be valid?

Just found that my bank account is overdrawn when there should have been £200 in it.

After checking with the bank, it turns out that the transactions were made in the bar I run during the Edinburgh festival way back in August.

Somehow the PDQ machines were broken and when they were turned back on this week they processed the transactions from August.

Pretty annoyed that I received no warning from the bank and as well as having no money over the weekend, I have been charged for being overdrawn.

Is this allowed? Is there anything I can do?

noh

Answered in this thread.
http://forums.moneysavingexpert.com/showthread.html?p=31194919#post31194919

Are you the same person or did two of you visit the same bar?

clare2_2

Not the same person, but thanks for the link!

I work for the company involved, it appears that no transctions from the final weekend went through. Probably about £5-10,000 worth. So there will be quite a few people wondering whats happened.

natweststaffmember

clare2 wrote: »

Not the same person, but thanks for the link!

I work for the company involved, it appears that no transctions from the final weekend went through. Probably about £5-10,000 worth. So there will be quite a few people wondering whats happened.

My understanding is 6 months and that if the transaction is done after this time, that it can be charged back. I have read the other threads which state 6 years but that is not my understanding.