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Debate House Prices


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House Prices, Interest Rates and Affordability

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Comments

  • marlasinger
    marlasinger Posts: 478 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    mbga9pgf wrote: »
    I have a 40% deposit, yet despite being in the top 6% of earners, can still only afford a !!!!!! 3 bed semi.

    Can only afford?? Only?? A '!!!!!! 3 bed semi' is something I (and probably many others) would consider myself very lucky to be able to afford!! You don't sound too hard done by, compared to many others. :eek:
    marlasinger

  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    edited 27 March 2010 at 1:48PM
    sss555s wrote: »
    Some folks just can't grow up.


    Its a shame because while I don't find the language offensive personally I do feel the people who use it to try and ...add weight...... to a sensible discussion somewhat more so.

    I just don't see why all the same points can't be raised with consideration to other posters and readers who do find post watershed language distasteful.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Can only afford?? Only?? A '!!!!!! 3 bed semi' is something I (and probably many others) would consider myself very lucky to be able to afford!! You don't sound too hard done by, compared to many others. :eek:


    I think he problem here is a the personal way we all approach this situation...and I don't see ho it can be avoided.

    It is more worrying that top 6% earners can't by a fairly average home than it is that a particular person with limited vocabulary and a singular lack of charm and proportion cannot.
  • silvercar
    silvercar Posts: 49,899 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    mbga9pgf,

    So you could afford a 3 bed semi - but choose not to buy. I think a 3 bed semi as a FTB is pretty good, but if you don't want to buy then don't, but stop moaning about it. Why aren't you buying?

    Because you think prices will fall and want to cash in on other people's misery?

    Because you don't want to spend your hard earned money on a mortgage?

    Because its cheaper for you to rent?

    Because your happier to live in a cheap rental than buy a larger house?
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • silvercar
    silvercar Posts: 49,899 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    It is more worrying that top 6% earners can't by a fairly average home than it is that a particular person with limited vocabulary and a singular lack of charm and proportion cannot.

    I [STRIKE]don't believe [/STRIKE]worry that a top 6% earner can have such a limited vocabulary and a lack of charm and no sense of proportion.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    silvercar wrote: »
    ...worry that a top 6% earner can have such a limited vocabulary and a lack of charm and no sense of proportion.


    trimmed for oil on waters purposes.

    sadly I believe it very possible. I have been stunned by some of the people I have met in corporate situations. Their lack of anything that sets them apart for positive reasons can be truly dispiriting. I believe this is becuse we have all lost a little proportion in UK about what is socially acceptable and what excuses should and shouldn't be acceptable. But that's a whole other argument.
  • phil_b_2
    phil_b_2 Posts: 995 Forumite
    mbga9pgf wrote: »
    My taxes being used to prop up the housing market and bail out you old f*cks took the biscuit.
    mbga9pgf wrote: »
    Hamish, oh do F*ck off.
    mbga9pgf wrote: »
    Go F*ck a roughneck.
    mbga9pgf wrote: »
    I have a 40% deposit, yet despite being in the top 6% of earners, can still only afford a !!!!!! 3 bed semi.

    We are where we are because the 'older' generation are a bunch of filthy self serving greedy c*nts and have borne little thought for later generations in their decisions.

    LOL! You have problems that span much further than the affordability of a house my friend.
  • undetterred
    undetterred Posts: 635 Forumite
    500 Posts
    mbga9pgf sounds a complete idiot! let's hope he never needs my services in the NHS! he would soon see what hardship is really all about. Get off your a$$ and be grateful you even have a job to enable you to save you stupid silver spooned spoilt brat and start living in the 'real' world

    The blokes a pr1ck
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    silvercar wrote: »
    mbga9pgf,

    So you could afford a 3 bed semi - but choose not to buy. I think a 3 bed semi as a FTB is pretty good, but if you don't want to buy then don't, but stop moaning about it. Why aren't you buying?

    Because you think prices will fall and want to cash in on other people's misery?

    Because you don't want to spend your hard earned money on a mortgage?

    Because its cheaper for you to rent?

    Because your happier to live in a cheap rental than buy a larger house?

    Maybe he currently receives free accommodation?
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • undetterred
    undetterred Posts: 635 Forumite
    500 Posts
    StevieJ wrote: »
    Maybe he currently receives free accommodation?

    Gotta be in the forces then?
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