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Getting a mortgage with a default notice
donatello_2
Posts: 37 Forumite
Hi,
My girlfriend has a good credit rating and earns over 30K. She has about 20K equity in her property. I have been given 20K for use as a deposit, but I have a default notice against me from 3 years ago. We've been to see one broker who has said that there is no point me jointly applying for a mortgage with my girlfriend, because of this default notice. Is there any company that will take a look at me, 40K deposit must be attractive to some lender! It was suggested that my G/f apply on her own (with my 20K), but obviously she would not be able to get as big a mortgage. Who shall I ask about this?
Thank You
My girlfriend has a good credit rating and earns over 30K. She has about 20K equity in her property. I have been given 20K for use as a deposit, but I have a default notice against me from 3 years ago. We've been to see one broker who has said that there is no point me jointly applying for a mortgage with my girlfriend, because of this default notice. Is there any company that will take a look at me, 40K deposit must be attractive to some lender! It was suggested that my G/f apply on her own (with my 20K), but obviously she would not be able to get as big a mortgage. Who shall I ask about this?
Thank You
0
Comments
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ask friends who they used and speak to a large broker like London and Country i doubt 1 default from three years ago would stop you buying a house with a 40k deposit...their details are on here somewhere...Lightbulb Moment - March 2004
Highest Debt: £16,896.00 :mad:
:rotfl: Debt Free Date 25th July 2007 !!
:j and still DEBT FREE0
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