Council house, bailiff issues

orb505

Hi all,

Me and my wife have lived in various rented council houses since 1996. We have been good tennets and have never had issues with credit or loans.

On the 26th of Sept '09 we exchanged council premises with another tennet (all with the knowledge and approvel of the council). Today a bailiff visited and posted an sheet of paper (not in envelope) addressed to the previous tennet requesting payment.

My wife contacted the bailiff immediately and told him the situation, he apologised and said he'd contact the local magistrate accordingly.

He did however inform us that the he wasn't the only person looking for money from this tennet and several CCJ's etc were in the pipeline and we'd constantly get harrassed by bailiff's in the future.

He suggested we perform a credit check on the current property and that doing this would 'clear' the address from the previous tennets debit. Without doing this we could be refused credit ourselves in the future. He said we could do this over the internet.

I have no idea what to do about this or which website to visit. Could anyone please help?

Many thanks

Mark

RAS

Hi

The bailiff is talking complete boolocks.

Debt is attached to people not to property (the change was about 20 years ago).

What you do need to do is to check that the electoral roll entry for your housedoes not include any reference to the debtor.

And you should report the bailiff to the Information Commisioner and the OFT for failing to ensure that the previous tenant's privacy was protected.

Soot2006

Laminate a copy of your council tax bill (in your name at that address) and nail it to you door. Return all letters to sender making it clear the addressee does not live at your address. It can take a while but they will get the hint.

SteveSLW

I lived in the same address for 10 years with great credit history. I then moved into rented accomodation and was refused a loan left right and center due to the fact I had no credit history at my new address. In the end I changed my bank details back to my old address. Got a loan straight away. Luckily I was renting my old house to a friend

RAS wrote: »

Hi

The bailiff is talking complete boolocks.

Debt is attached to people not to property (the change was about 20 years ago).

What you do need to do is to check that the electoral roll entry for your housedoes not include any reference to the debtor.

And you should report the bailiff to the Information Commisioner and the OFT for failing to ensure that the previous tenant's privacy was protected.