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HSBC CC - Is it alreet

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Hi guys,

Has anyone got the HSBC CC, if so whats your overall opinion on this card and also the service provided by HSBC?

Thanks in advance

Comments

  • Ritchie74
    Ritchie74 Posts: 171 Forumite
    I have the HSBC Gold MasterCard. Only took it for the 0% BT rate and was the best term at the time (12 months) for a lender I didn't already have a card with think the APR is 16.9%, high but I never roll a balance so makes no difference to me. Decent limit (£5.5k) but I already had a bank acc with them since being a student, not sure if that comes into play with HSBC. Activation quick and simple. I do all my banking online and never had any issues so no idea what customer services is like.
    I think the bulk of their agents are in India, common with most banks.
    Depends what you are after as to whether anyone can recommend it to you
  • heloid
    heloid Posts: 472 Forumite
    Part of the Furniture Combo Breaker
    Have one and internet banking and phone service are good. Have always spoken to someone in the UK when calling on the phone during the day.
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    what sort of services do you require?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You're aware of the pre-requisite(s) for this product?...
    In order to apply for an HSBC Bank Credit Card you need to:
    • Have an HSBC current account.
    • Pay more than £500 monthly into your current account and have a salary of £8,500 or more. If you're a student account holder you don't need to pay a minimum amount or salary into your account.
    http://www.hsbc.co.uk/1/2/personal/credit-cards;jsessionid=000024w_bXWApyR7oaG1rgueMMY:12c58sh8k
  • armyoftwo
    armyoftwo Posts: 136 Forumite
    Thanks guys for all your responses,

    much appreciated,

  • armyoftwo
    armyoftwo Posts: 136 Forumite
    You're aware of the pre-requisite(s) for this product?...

    Does HSBC offer you a CC if you have had the current account for atleast 6 months and you have been putting £500+ a month in?
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