confused!!! help with Is or JSA or ???

shykins

eek have made about 5 phone calls and am still none the wiser so wonder if anyone here can be of some help. i telephoned various helplines today regarding claiming income support etc and was told well maybe u need JSA contribution based instead of IS, then i was asked are u making an IS claim on the basis of disability so i said no its because myhusbands hours have reduced and they said but u are disabled so u could make the claim in your name but then i have to transfer u to ESA?? i told them i need to do more research as i didnt know what this was

background - i am on long term Incapacity benefit and DLA (high mobility, lowcare) and we have 1 child. my husbands hours have been reduced to 15 which actually helps as i need more support with various things (we cannot claim carers due to me only being on low care). he has earnings of £80 and a pension of approx the same per week and we have other income of approx £30 a week

can anyone advise what is best - to claim IS or JSA and should i do the claim in my name or should my husband make it in his name. i thought we came as a package and therefore the claim would be in our joint names but seems not

would really appreciate any advise anyone has. many many thanks

healy

shykins wrote: »

eek have made about 5 phone calls and am still none the wiser so wonder if anyone here can be of some help. i telephoned various helplines today regarding claiming income support etc and was told well maybe u need JSA contribution based instead of IS, then i was asked are u making an IS claim on the basis of disability so i said no its because myhusbands hours have reduced and they said but u are disabled so u could make the claim in your name but then i have to transfer u to ESA?? i told them i need to do more research as i didnt know what this was

background - i am on long term Incapacity benefit and DLA (high mobility, lowcare) and we have 1 child. my husbands hours have been reduced to 15 which actually helps as i need more support with various things (we cannot claim carers due to me only being on low care). he has earnings of £80 and a pension of approx the same per week and we have other income of approx £30 a week

can anyone advise what is best - to claim IS or JSA and should i do the claim in my name or should my husband make it in his name. i thought we came as a package and therefore the claim would be in our joint names but seems not

would really appreciate any advise anyone has. many many thanks

You would not receive means tested benefits like IS and JSA income based as even with the reduced hours your income is too high.

Caz3121

If you have been claiming Working Tax Credits you should advise them of the reduced hours as this payment will stop, however your Child Tax Credits should increase - although they will base the assessment on the previous years income you should be able to contact them when the award notice comes through and give them the new extimated income

louiseg0151

I would highly recommend having a go with the Benefits Advisor here. It's a brilliant tool which has helped us alot.

hibbi

Stay on Incapacity, you will recieve more of an income from this as you would recieve nothing fom JSA as you income is too high, they say a couple should be able to live on 100.95 per week (its due to go up in the new tax year but only by a £1) as your husbands income is more than thi they will pay you nothing

Indie_Kid

healy wrote: »

You would not receive means tested benefits like IS and JSA income based as even with the reduced hours your income is too high.

Even if it was lower, I can't think of reason for entitlement to IS.

shykins

thank you so much everyone for clarifying if. i didnt realise how complicated it all was!! so do i not even bother applying for any of them?? in the old days u had to sign on whether u got anything or not just to keep your 'stamp' up to date. yes i am that old lol

will contact the Tx credit people straight away regarding a new award..

thanks again

dookar

sh1305 wrote: »

Even if it was lower, I can't think of reason for entitlement to IS.

Incapacity for work

shykins

sorry to bump this up again but can anyone answer my other question?

"do i not even bother applying for any of them?? in the old days u had to sign on whether u got anything or not just to keep your 'stamp' up to date. yes i am that old lol"

many thanks in advance once again. what would we do without MSE?!!

shykins

thanks .... if i am not going to get anything then i shant bother applying its just in the old days u HAD to regardless. how out of date am i lol

my health wont change so i will be staying on IB for the foreseeable