Help please with DRO and creditors?

David_mac

Ive applied and been accepted for a Debt Relief Order some time ago now on the 21st of january and i have the letter to prove it, BUT 2 of my creditors are still sending me threatning letters all the time, Welcome Finance and Argos. Can some one Help me on this please on why there still doing this and if they should be doing this as iam getting abit concerned by it??

Thanks

Tixy

Hi David

You may be better off asking on this thread - http://forums.moneysavingexpert.com/showthread.html?t=1385275 on the bankruptcy board.

Were these debts included on your DRO? Have you sent them proof of your DRO?

They are allowed to continue to send statements for the year I believe but not sure about threatening letters.

David_mac

yes the debts are included in my DRO

dojoman

If you post it here you may get more help

http://forums.moneysavingexpert.com/showthread.html?t=1385275

fermi

Inform the OR, and forward the letters to them if they want them.

David_mac

whos the OR mate?

fermi

David_mac wrote: »

whos the OR mate?

Whichever one is dealing with the DRO.

The OR should have written to each creditor informing them of the DRO.

Refer the creditors to the OR, and if they ignore that then the OR should be able to "have words".

Did you get something like this?

http://www.i-m-a.org.uk/documents/post-DRO-obligations-letter.doc

fermi

http://www.i-m-a.org.uk/pdfs/dro-newsletter-12-2009.pdf

Continued creditor contact with the debtor

Upon the making of a DRO the Official Receiver will make immediate contact with
the qualifying creditors scheduled in the DRO application, however debtors should be
advised that they may continue to receive correspondence from their creditors
subsequent to the making of their DRO. Some creditors may continue to contact the
debtor in order to comply with the Consumer Credit Act, however other creditors may
for whatever reason be unaware of the making of the order and therefore the debtor
should contact the said creditors and advise them of the making of the order,
providing them with their DRO number and the date the order was made. The Official
Receiver will consider intervening should there be any evidence of harassment and
bullying on the part of the creditor.

David_mac

the insolvency service is dealing with it. i didnt get a letter like that no.

David_mac

ive also emailed the debt collector about these demanding letters and told them about my DRO

fermi

David_mac wrote: »

the insolvency service is dealing with it. i didnt get a letter like that no.

OR = Insolvency Service (for most purposes)

Sorry, OR and Insolvency Service are often interchangeable terms on here.

That is who I meant.