We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Smile Internet Bank

Hi would like to share an experience i had with Smile Internet Banking, i did a money transfer from my current account to my savings account or so i thought.
What i actually did was put in my savings account number and by mistake put in my ISA's sort code! The money 1.5 grand had dissappered!
It turns out i had transfered it to someone else's ISA's account!
Smile told me my savings account number is not unique to me!
Someone else has this number but in an ISA account the only difference being the sort code.
Is this normal? do all banks do this? im shocked and dissapointed i share the same account number with someone else all be it one a savings account one a ISA account with different sort codes.
Smile to their credit had the money back in my account within minutes.
Coolsteel:cool:
A fool and their money are easily parted.

Comments

  • JohalaReewi
    JohalaReewi Posts: 2,614 Forumite
    The account number only identifies you at one sort-code so yes, it is perfectly normal for someone else on a different sort code, to have the same account number as you. When doing internet or electronic transfers, you need to make sure you have got both the sort code and account number correct.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.