interest or not??

wizard3891

just a quick one, I have a 0% cc on purchases.

if i phone up and pay our next catalogue balance with it does that count as a purchase or will i be charged interest on it.

thanks

frugglewump

wizard3891 wrote:

pay our next catalogue balance with it

That's a balance transfer not a purchase.

wizard3891

its not a balance transfer. I mean that i phone next and pay the bill on the phone using the credit card.

wizard3891

does anyone know, need to know so I can pay it tomorrow

cheers guys

jonesMUFCforever

A purchase.
To be honest your card company have no idea whether you have paid the statement or gone to a Next shop and bought something!

CopperPlate_2

Definitely a purchase. We do it all the time - gives you an extended period before you've got to pay it back depending on when your Next statement and credit card statements are issued!

wizard3891

is it the same for say an electric bill??

CopperPlate_2

From memory, utility companies will only accept payment by debit card or cheque as alternative methods to DD. Can't ever remember seeing one that allowed payment by CC.