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This is tricky but important to me please help!!!!!!!!!!!!!!!!!!!
f1ameboy007
Posts: 38 Forumite
When I sold my house in May 2006, The buyers surveyor bought to light a problem. The house had sulphate attack in the concrete flooring.
This cost me £7000 to fix as the house was un morgagable so we couldnt sell it So we had to have the whole floor dug up.
However when we bought the house our basic survey never showed this up.
So I was wandering whether I should take this up with our solicitor or bank
Sorry if this is in the wrong section thanks for reading
This cost me £7000 to fix as the house was un morgagable so we couldnt sell it So we had to have the whole floor dug up.
However when we bought the house our basic survey never showed this up.
So I was wandering whether I should take this up with our solicitor or bank
Sorry if this is in the wrong section thanks for reading
0
Comments
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How long ago was your basic survey, as the law changed regarding surveys to give people better protection. Sorry i can't remember the year that the law changed.In giving
you are throwing a bridge
across the chasm of your solitude.The Wisdom of the Sands. Antoine de Saint-Exupery0 -
Quiet_Life wrote:How long ago was your basic survey, as the law changed regarding surveys to give people better protection. Sorry i can't remember the year that the law changed.
I bought the house in july 20040 -
By basic survey do you mean homebuyers or just a mortgage valuation. If you just had a valuation you wouldnt have any recourse.Pawpurrs x
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In fact a mortgage valuation isn't even classed as a survey by the RICS - see http://www.rics.org/Property/Residentialproperty/Residentialpropertyvaluationandappraisal/understanding_surveys.htm for more about the different levels of survey. So slim to no chance if a valuyation IMO.
Even if a Housebuyers report was done, how easily could the problem have been detected? If the floor was carpetted at the time I don't think surveyors would lift it but if it was on open view or easily detectable and you can provide evidence that it was likely to have been present 2 yrs earlier when you bought the house then you may have a case.0 -
Well my purchasers surveyor said that the problem was so obvious he never needed to lift up the carpet. He just immedietly asked for a special floor report
My purchaser only had a basic valuation but their surveyor still picked it up0 -
Do you have any legal expenses/advice cover on your home insurance, motor insurance, union membership or similar? May be worth contacting them for advice.
Difficulty may be whether the surveyor owes you a duty of care. The valuation is paid for by you but is done on behalf of the lender, so I don't know on that one.
The surveyor will carry prof indemnity insurance so if they are liable it will be a claim on that.0
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