Back to square one!

lynsayjane

sweetie, don't worry about the bad feelings your having towards him, i can totaly understand the frustration at working so hard and not seeing an end to your debts, but don't let it beat you. maybe you could try talking to him and explaining how your feeling then you can work through it rather than bottling it all up to the point you might crack and do somethign hasty.

Janey51

Hi Lady_Fuschia. Its so difficult when you start to feel the resentment setting in. I felt exactly the same with my OH when I realised he had been borrowing so much on his CCards even after he was made redundant and had only JSA coming in. I was working all the hours I could get and was absolutely exhausted.
Things will get better but it takes time and a lot of chocolate:) .
My OH got his first pay packet after 2 years this week and its like a great weight lifted off my shoulders.
The fact we still owe £84,000+ doesn't seem so bad today.

Mrs_Arkwright

You could also try https://www.annualcreditreport.co.uk - it's free, but you do have to wait a day or two for them to send you a secure password through the post.

Donedoingdebt

Mrs_Arkwright wrote:

You could also try https://www.annualcreditreport.co.uk - it's free, but you do have to wait a day or two for them to send you a secure password through the post.

I've tried this & although they were quick & efficient, & there was no wrong information, there appears to be a lot of missing information compared to my £2 Experian paper report that I received approx 18 months ago although some of my accounts are still active.

In_Search_Of_Me

Just wanted to send a hug...

lady_fuschia

Thanks everyone- we've just tried to get his credit report off experian (during his lunch hour lol!) then hit a bit of a problem- they wanted his credit/debit card details. He doesn't have one.
I entered mine instead (account in my name only) but I'm not sure whether this will work- don't they have to use a card that belongs to him? It came across that way on the site.
If so does anyone know a way we can get a report for him that doesn't want to know the card details of a card that doesn't exist?

Donedoingdebt

Yes, send a cheque for £2 to either Experian, Equifax or Call Credit or all of them if you wish. You will find all their addresses on their web sites. It will take approx 7 to 10 days for them to arrive.

lady_fuschia

Can it be a cheque in my name ( he only has a basic bank account see- causes all sorts of problems)?

sparklymessygirl

I should think that as long as he signed the letter and perhaps explained why you were sending a cheque then that would be ok.

Sparkly

lady_fuschia

we'll try that. Thanks again for all the help!