Pacific Home loans

loulabelle81

I am onto my second claim - A home owner loan with Paragon - this was arranged through a broker "pacific home loans" based in Southend. I cant seem to find them anyway - does anyone know if they still exist and where do i send my 1st letter? help gratefully received!

di3004

loulabelle81 wrote: »

I am onto my second claim - A home owner loan with Paragon - this was arranged through a broker "pacific home loans" based in Southend. I cant seem to find them anyway - does anyone know if they still exist and where do i send my 1st letter? help gratefully received!

Hi there

The Financial ombudsman service (FOS) should be able to check an address on these for you, and should confirm if they are still active or not, if they are no longer active the FOS should then give you some details on which direction to take this, so give them a call to check this out if you want to here:
http://www.financial-ombudsman.org.uk/contact/index.html
No doubt others have done the same thing, checking out with these for the details, good luck, please let us know how you get on, cheers.;)

loulabelle81

I contacted FOS - They gave me the new name - London scottish Broking - and a mobile number as contact? calls aren t being connected - i put the company in google and shows they are in liquidation... what now?

di3004

loulabelle81 wrote: »

I contacted FOS - They gave me the new name - London scottish Broking - and a mobile number as contact? calls aren t being connected - i put the company in google and shows they are in liquidation... what now?

Arh right I am sure you can make a reclaim through the Financial compensation scheme then (FSCS), these are listed with them, so I would give them a ring and ask them on this, and they should send you a claim form.
http://www.fscs.org.uk/contact-us/

Many of us who have been eligible to go this direction have been successful for being in the same situation as yourself with other companies that have gone down under.

There is also a thread here for help too.
http://forums.moneysavingexpert.com/showthread.html?t=1897143

Do give the above a ring though. Good luck.;)

di3004

As shown on the FSCS site here:

Matching companies:

1. London Scottish Bank Plc

http://www.fscs.org.uk/can-we-help/?contacted=Yes&stage=3&search=london+scottish

magpiecottage

That means you need to take your claim to the Financial Services Compensation Scheme not London Scottish of the Financial Ombudsman Service.

loulabelle81

I rang them - on the website they are still taking the money from clients with exisiting loans so they say i should still contact them - thing is there is no contact details apart from their solicitors - shall i send a letter to them?

di3004

loulabelle81 wrote: »

I rang them - on the website they are still taking the money from clients with exisiting loans so they say i should still contact them - thing is there is no contact details apart from their solicitors - shall i send a letter to them?

Hi there

I find that strange if this is London Scottish as these are listed with the FSCS (The financial compensation Scheme), but maybe in this case write to them and see if they come back with something first, if they cannot detal with your case then you can then let the FSCS know, and I would though as well state to the FSCS that you note London Scottish are listed with them.
Wonder if they have a few groups amongst London Scottish??

Can we help?

This page will tell you if the firm you are concerned about has been declared in default, and also where you stand with regards to compensation. Just enter the relevant information as required.

1. Have you tried contacting the firm yet?
   
   Yes
   No
   
2. Search for firm:
   
   Search for the firm you are enquiring about:
   
3. Matching companies:
   
   1. London Scottish Bank Plc

di3004

Did find these details as well on Companies House search, again if these are the correct ones, they went into Administration.

Name & Registered Office:
LONDON SCOTTISH BROKING LIMITED
c/o C/O, ERNST & YOUNG LLP
ERNST & YOUNG LLP
100 BARBIROLLI SQUARE
MANCHESTER
M2 3EY
Company No. 00230110


Status: In Administration
Date of Incorporation: 30/04/1928

Country of Origin: United Kingdomhttp://wck2.companieshouse.gov.uk/36bb9739d15391a5adfea697d4bee087/companysearch?disp=1&frfsh=1269454639#result

I would defo try to check on the correct company, will the FOS be able to confirm the company ref number so we can double check on this for you?