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Question
Hello all,
Just a quick question. Although I am currently in the middle of an IVA I still have my contract phone. Will the fact that I pay this every month help my credit file improve quicker once my IVA is complete?
Also, off the subject but something I found very strange! I have an HSBC Solo card which I've had for some time. I have been worried as I keep reading that they aren't keen on people in IVAs and often close down accounts. Imagine my surprise when this morning my ne card arrived and it's been changed to a full visa debit card! Don't get it
Just a quick question. Although I am currently in the middle of an IVA I still have my contract phone. Will the fact that I pay this every month help my credit file improve quicker once my IVA is complete?
Also, off the subject but something I found very strange! I have an HSBC Solo card which I've had for some time. I have been worried as I keep reading that they aren't keen on people in IVAs and often close down accounts. Imagine my surprise when this morning my ne card arrived and it's been changed to a full visa debit card! Don't get it

0
Comments
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They're not terribly keen on IVAs alright but remember they're a huge company... their hundreds of thousands of left hands dont know what their hundreds of thousands of right hands are doing!
(I know it's a debit but it's still important to say it - DONT RUN UP FURTHER DEBT!)Would you ask the wolves to look after the sheep?
CCCS funded by banks0 -
Oh there's no way I would. Not in the slightest bit interested in an overdraft etc
Just nice to have a card that I can actually use everywhere.0
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