GMR Posts: 6 Forumite
Hello all,

Just a quick question. Although I am currently in the middle of an IVA I still have my contract phone. Will the fact that I pay this every month help my credit file improve quicker once my IVA is complete?

Also, off the subject but something I found very strange! I have an HSBC Solo card which I've had for some time. I have been worried as I keep reading that they aren't keen on people in IVAs and often close down accounts. Imagine my surprise when this morning my ne card arrived and it's been changed to a full visa debit card! Don't get it :D


  • Charco_2
    Charco_2 Posts: 1,677 Forumite
    They're not terribly keen on IVAs alright but remember they're a huge company... their hundreds of thousands of left hands dont know what their hundreds of thousands of right hands are doing!

    (I know it's a debit but it's still important to say it - DONT RUN UP FURTHER DEBT!)
    Would you ask the wolves to look after the sheep?
    CCCS funded by banks
  • GMR
    GMR Posts: 6 Forumite
    Oh there's no way I would. Not in the slightest bit interested in an overdraft etc

    Just nice to have a card that I can actually use everywhere.
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