We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Applied for a silver card through sygma and got this reply
cockywatchman
Posts: 38 Forumite
in Credit cards
Important information in relation to your declined Sygma Bank UK application:
Decline enquiries: 0871 376 9215
We can confirm that, whilst considering your application, we looked at information from the following credit reference agency – Equifax PLC, PO Box 1140, Bradford, BD1 5US. You may wish to obtain a copy of your credit file , at a cost of £2, from Equifax. Information advising you how to make requests for information can be found at www.equifax.co.uk.
We may also consider information from the following fraud protection agencies:
1. National Hunter, PO Box 2756, Stoke on Trent, ST6 9AQ
2. CIFAS, 6th Floor, Lynton House, 7-12 Tavistock Square, London, WC1H 9BQ.
If your questions are not answered by the information obtained from Equifax, you may make a Subject Access Request, at a cost of £10, to one or more of the above companies. Information advising you how to make requests for information can be found at www.nhunter.co.uk and www.cifas.org.uk.
Calls to 0871 numbers will cost 7p per minute (including VAT) from BT landlines (current at December 2009). Cost of calls from non-BT landlines and mobile phones will vary. Please check with your phone provider. Calls may be monitored or recorded for the purpose of quality control.
Does this mean I have harmful information on CIFAS and National Hunter or is it standard?
Decline enquiries: 0871 376 9215
We can confirm that, whilst considering your application, we looked at information from the following credit reference agency – Equifax PLC, PO Box 1140, Bradford, BD1 5US. You may wish to obtain a copy of your credit file , at a cost of £2, from Equifax. Information advising you how to make requests for information can be found at www.equifax.co.uk.
We may also consider information from the following fraud protection agencies:
1. National Hunter, PO Box 2756, Stoke on Trent, ST6 9AQ
2. CIFAS, 6th Floor, Lynton House, 7-12 Tavistock Square, London, WC1H 9BQ.
If your questions are not answered by the information obtained from Equifax, you may make a Subject Access Request, at a cost of £10, to one or more of the above companies. Information advising you how to make requests for information can be found at www.nhunter.co.uk and www.cifas.org.uk.
Calls to 0871 numbers will cost 7p per minute (including VAT) from BT landlines (current at December 2009). Cost of calls from non-BT landlines and mobile phones will vary. Please check with your phone provider. Calls may be monitored or recorded for the purpose of quality control.
Does this mean I have harmful information on CIFAS and National Hunter or is it standard?
Studio 24 Balance £50 credit! Limit £1
Co-operative Bank Account £250 credit No Overdraft
T-mobile £10 per month 6 month sim only
Nationwide |Flex £100
Co-operative Bank Account £250 credit No Overdraft
T-mobile £10 per month 6 month sim only
Nationwide |Flex £100
0
Comments
-
It means that they've searched Equifax and may also seek information from the fraud agencies, it does not mean for you as such but it is always good to check credit report before any application just to make sure that information they hold about you is accurate0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards