Tues 23rd March - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Gooooood morning!

Hope all well today - it was a busy thread yesterday, lots of keen dfws about
Not sure if I'll go to work yet - my dd2 had to be brought home from school at lunchtime yesterday not well - still got hot then coldness and constant headache - will see how she is when she wakes up.

My LSD went out the window yesterday - bought girls a new trampoline - not used our old one in this house and it's past it now - been rotting in a corner of the garden in a box for nearly 2 years.....I'm a popular mum right now

Anyway, must crack on - here's my list:

• check banking
• daily scratch
• washing is on already - quickwash
• washing on the line hopefully - sun is out!
• packed lunches for girls
• NSD hopefully
• post ebay parcel
• meal from plan tonight - pork steaks and roast pots, veg etc
• pork out of freezer to defrost

Ok, that's all for now - there might be more if I get a sneaky day off with dd!!!

Bye for now!!!

stitching_witch

Morning all! Thank you milly for starting the thread early enough for me to beat Jo again!!!

I'm looking forward to today as I was very motivated yesterday and I hope to better that today

So far I have:

• done washing on cheap rate electricity
• put dinner in slow-cooker for DH and DS3 as I'll be staying with DD tonight
• checked banking -PPI still not gone in (was due 12th but they put it in an account I closed 2 years ago and have to wait for it to "bounce back" before they can re-send it) :mad:
• checked for surveys

I will also;

• hang washing on airer
• go to poultry farm to look at chickens :j
• finish one corset sample - and gorgeous it is too
• collect GS1 and GD from school/nursery and stay the night with DD -I can then use her electricity/food/teabags tomorrow

A good day beckons .......

Triangle

millyscarlett wrote: »

I like this little creature Milly! You forgot to put Holby City on your list my lovely! :rotfl:

Morning all! :hello:


Study day for me today, lots to do and the sun is shining so best get cracking!

• House tidy
• Washing at 30 x2 and airer dry
• Dog groomers at 9am - pup is excited!
• Walk pup
• Meals from stores and stick to SW
• Have planned what reading I want to get done today, hope I achieve it!
• Spend no money apart from at dog groomers
• Post NCD proof letter to new insurance provider
• Phone local community project - see if eligible for the damp proof scheme they are running
• Book massage - lovely Uni friends bought me a voucher for my birthday
• Return hair straighteners to a friend now my new ones have arrived
• Phone about a summer job
• Try and find £5 in change for the xmas saving pot
• Friend popping over at 3pm - going to spend an hour or two helping with her CV
• Eastenders and Holby City tonight
• Phone grandad
• Catch up with people using free texts

Have a lovely day all
T
x

pixiechick99

Triangle wrote: »

I like this little creature Milly! You forgot to put Holby City on your list my lovely! :rotfl:


T
x

Ahaaaaaa...how could I forget?!!
I will definitely be watching Holby....hoping that the lovely Linden is ok.....:rotfl:

ehallett

Morning everyone

I had quite a productive day yesterday, got all my jobs done. Back at work today though :mad:. But by Thursday next week, I will hopefully never have to go back there again as I am trying to go self employed :j.



Anyway, my OH is coming over tonight so I probably won't get much done as he hogs my laptop :mad:. So, today I will:

• [STRIKE]Do free game on Jackpotjoy[/STRIKE]
• [STRIKE]Do free game on King[/STRIKE]
• Complete any surveys I receive (got 100 points on Yougov yesterday )
• [STRIKE]Email my friend from work (in work time :cool:)[/STRIKE]
• Put a wash on and hang on airer to dry
• Read a chapter of my book
• [STRIKE]Check for mystery shops[/STRIKE]
• [STRIKE]LSD (Need to buy some more bottles of drink, around £1.50)[/STRIKE]
• [STRIKE]Take cottage pie out of freezer for lunch tomorrow[/STRIKE]

That will do for today. Will be more productive tomorrow when I can get near my laptop.

Have a good day everyone :beer:

Emily xx

OrangeFairy

Morning all!!

I hope your dd is feeling better Milly.

Today i have/will -

Send DD1 and DF out with lunch from stores
Paint the inside of DD2's wardrobe. Was mouldly so have cleaned and aired it with dehumidifier now just needs a bit of paint!
LSD - just parking and butter
Get ebay parcel ready to send
Hang wash out on airer
Tidy house
Complete 2 activities before my AAT course this afternoon
Go to college
Take frozen casserole out for tomorrows dinner
Tonights dinner is fajitas from stores
IRONING!!!
Put a loaf of bread on this evening
Update shopping spend list

Have a good tuesday!

josiebabie

Morning all! :hello:

More productive day than yesterday I hope. Sickie is back today but another off on holiday so another stressful day - at least this one was expected/planned so I'm not in such a tiz.
Right - today I will/have:
- Frozen my a** off and put storage heater back on in DD's bedroom! Left the others off though, we can put more clothes on! lol
- Checked banking, paypal transfer not cleared yet
- Checked CC's on line, as I made PAD to most yesterday to get the balances to multiples of 5 and will endeavour to do this every month. lol, I'm such a weirdo sometimes.
- Lunch and dinner from stores, something with chicken as that's what's out of the freezer
-Have two opportunities to sell purges today and will certainly do it as didn't do any yesterday (being that I had my head up my a** all day trying to get through the day!)
- Will tidy up work from yesterday, checking for bits that I have missed! Probably loads...boo!
- DM picking up DD from nursery today so will save a small amount of fuel and go straight home instead of round the houses.
Have a happy tuesday x

determined_new_ms

Mornin everyone, hope ur Tuesday is looking bright! Weather is looking good here now the fog has cleared, yay!

I was very productive yesterday(nd very much so since I started posting on this thread -in the last week I have reduced our monthly DD's by £54.50 for the next 2 mnths, and then by £42,50 after that!), nd have some personal things I need to sort out so feel ok about not being so productive today Personal things took more time and head space than I had expected so took an unexpected day off (oh no I am one of those ppl who causes others, mostly me at my work place, extra work - am feeling incredibly guilty . Although because I work with ppl with enduring mental health problems with complex needs it was best to take time and make up time throughot the rest of the week). On the plus side saved £4 petrol!



Today I will:

• [STRIKE]HM lunch[/STRIKE] left over soup, mmmmmm
• [STRIKE]defrost meatballs from freezer for dinner tonight[/STRIKE] I suppose its my turn to cook seeing as have been at home all day
• [STRIKE]check onepoll to see if cashback has been awarded, do any surveys[/STRIKE] still not in. Anyone else been paid cashback from onepoll???
• [STRIKE]phone insurance company as they haven't come back to me since Thurs and don't want the 14 day cool off period to elapse[/STRIKE] phoned nd was kept waiting for ages on hold. Still no decision, cooling off period ends friday. Nd to add insult to injury I was told if I cancel I will get a £25 admin charge. Tried to argue with him that I hadn't broke the contract, they had as I had given them all of the details when I got the quote, entered into a contract for £386 where they protected my NCD. The contract I want to break is the one I didn't agree to for £476 nd no NCP!!! :mad: I can see this is going to run nd run. Going to give them until Thurs but did a quote and can get what I want for £405 so even wit the "admin fee" (my eye, I'll send them the paper and a SAE so they can reduce it to a reasonable admin fee!!!! :mad:) I get a better deal
• [STRIKE]NSD - 2nd in a row! Will leave cards at home so cannot spend anything[/STRIKE]
• go straight to gym on way home from work :o:o:o

ok that's enough, I have to work as well (:o)! I wish everyone luck with their lists

determined_new_ms

josiebabie wrote: »

Morning all! :hello:

-balances to multiples of 5 and will endeavour to do this every month. lol, I'm such a weirdo sometimes.

there aint nothing stranger than folk! x

starnac

morning all. back at work tonight so probably won't post on here tomorrow.

BTW i might be stupid but what are purges josie?

had quite a bad night with DD last night but she got up and went to nursery okay so this morning wasn't as stressful as i thought it would be.

today

[STRIKE]check banking [/STRIKE]- very dire
[STRIKE]check emails[/STRIKE]
[STRIKE]check spreadsheet against statements that arrived yesterday[/STRIKE]
[STRIKE]phone dentist[/STRIKE]
clean for a friend
support and development meeting at work - got long list of complaints!
walk back from meeting for exercise (1 mile)
HM "lunch" to take to work tonight
knit 2 squares of blanket

that'll do me i think

have a happy tuesday everyone

Lurleene

Hi all, I've had to move my work days around this week to take OH to hospital this morning and my Mum to hospital this afternoon. Am a bit ahead of myself today as OH's colleague rang this morning at 5.30 am :mad: and woke us up ( He is in Australia and got his times mixed up!). DFW things today:

1) Packed lunches for kiddies
2) Surveys ( made about £6 yesterday)
3) Approved Food order arriving
4) Collect a bench from Argos for my Mum's bday paid for with Nectar points.( About 5 years worth! Nowhere near as good as Clubcard points)
5) Buy Daily Mirror and collect Lego car for secret Lego stash. 6) Take B to the theatre tonight to see Oklahoma! She is a big musical fan and I got the tickets cheap through work. Will park across town in a cheap spot.
7) Check banking, quidco do SC etc
8) Hokey cokey

Will let you know if I think of anything else! Have a good day, L x