whats the ideal growth investment trust

Akbar

hi
i need help in finding a decent investment trust, i want to go with a growth option not income
i willing to start with a £10000 lumpsum,
and pay a monthly £50?
and pay a additional £1000 annaully
i hoping to go into saving in it for around 10 years, but what i want to know is how much would i likely get after ten years, or is a investment trust worth it, my neighbour recommends me to go with blackrock, i could get over £75k?, so he thinks, but i want a realistic projection?

Aegis

Akbar wrote: »

hi
i need help in finding a decent investment trust, i want to go with a growth option not income
i willing to start with a £10000 lumpsum,
and pay a monthly £50?
and pay a additional £1000 annaully
i hoping to go into saving in it for around 10 years, but what i want to know is how much would i likely get after ten years, or is a investment trust worth it, my neighbour recommends me to go with blackrock, i could get over £75k?, so he thinks, but i want a realistic projection?

Don't just stick it all into one fund, that's asking for trouble if the one fund doesn't do well. Instead pick a handful, maybe as many as 10 funds to start with, and pick one of them to invest into monthly. This gives you the flexibility to tailor a portfolio to suit your risk profile without relying on a single fund manager doing well for the next 10 years.

You might also want to expand your search to include ETFs, unit trusts and OEICs, and you should definitely look to invest through a stocks and shares ISA if you have any extra allowance remaining.

For the record, achieving 75k using the investment amounts and timings would require about a 12.4% annualised return, which is quite high and would therefore require quite a significant level of risk within your portfolio.

greenface

for the record without doing big sums its more than 75% it was 75k
and 10,000 dump 1,000 pa & 50 pm about 26k in total invested

DiggerUK

Aegis wrote: »

For the record, achieving 75% using the investment amounts and timings would require about a 12.4% annualised return, which is quite high and would therefore require quite a significant level of risk within your portfolio.

Is this the same Aegis who boasted of a personal return of 40% since July 2009, only a few days ago.
http://forums.moneysavingexpert.com/showpost.html?p=30885755&postcount=8

Gold barely achieved 30% in the same time frame. From 560GBP to 740GBP.
What we post is on the record Aegis, you would be best advised to remember that.

Aegis

greenface wrote: »

for the record without doing big sums its more than 75% it was 75k
and 10,000 dump 1,000 pa & 50 pm about 26k in total invested

Yep, typo. Should have been 75k to begin with, not 75%.

Fixed now.

Aegis

DiggerUK wrote: »

Is this the same Aegis who boasted of a personal return of 40% since July 2009, only a few days ago.
http://forums.moneysavingexpert.com/showpost.html?p=30885755&postcount=8

Yes, I have received such a return since July. I do not expect to receive that same return every year, this was an exceptional circumstance.

Gold barely achieved 30% in the same time frame. From 560GBP to 740GBP.
What we post is on the record Aegis, you would be best advised to remember that.

I have no issue with being on record. I have achieved what I have achieved, and I am more than happy to talk to people about how I achieved it and whether I believe it's realistic to expect the same returns on an annual basis.


Maybe you need to look a little harder before trying to rub my nose in something

DiggerUK

Aegis wrote: »

Yes, I have received such a return since July. I do not expect to receive that same return every year, this was an exceptional circumstance. I have no issue with being on record. I have achieved what I have achieved, and I am more than happy to talk to people about how I achieved it and whether I believe it's realistic to expect the same returns on an annual basis.Maybe you need to look a little harder before trying to rub my nose in something

OK, what is your secret investment strategy that got you such returns.
My investment in gold is on the record, what was your investment strategy that was not on the record.

greenface

Akbar wrote: »

hi
i need help in finding a decent investment trust, i want to go with a growth option not income
i willing to start with a £10000 lumpsum,
and pay a monthly £50?
and pay a additional £1000 annaully
i hoping to go into saving in it for around 10 years, but what i want to know is how much would i likely get after ten years, or is a investment trust worth it, my neighbour recommends me to go with blackrock, i could get over £75k?, so he thinks, but i want a realistic projection?

this is the post stick to it or start your own

Aegis

DiggerUK wrote: »

OK, what is your secret investment strategy that got you such returns.
My investment in gold is on the record, what was your investment strategy that was not on the record.

Nothing secret about it. I invested into the following funds in the following percentages with the following growth rates:

Allianz RCM BRIC Stars
Split: 13.5%
Growth: 50.14%

Invesco Perpetual High Income
Split: 16.5%
Growth: 23.59%

JPM Natural Resources
Split: 13.5%
Growth: 63.71%

M&G Global Basics
Split: 13.5%
Growth: 44.97%

Neptune Global Equity
Split: 33.5%
Growth: 35.04%

Schroder Global Property Securities
Split: 10.0%
Growth: 42.61%

Work it out (or stick it into a portfolio manager) and you'll see that the growth from 7/7/09 until today is 41.1%.

No trick, just picking a set of mostly high risk investments because I know that this is locked away for several more decades at the least.


For anyone else reading this, this is NOT a recommendation for what to do with your own funds. This is basically me deliberately picking a very high risk strategy for a small part of my pension portfolio, specifically my National Insurance rebate for my contracted out status. On its own, this would be unsuitable for me as a high risk investor, let alone anyone with a lower risk profile than me.

Aegis

greenface wrote: »

this is the post stick to it or start your own

Fair enough request, I'll consider the matter dropped for this thread.

DiggerUK

Akbar wrote: »

I need help in finding a decent investment trust, I want to go with a growth option not income. I am willing to start with a £10000 lumpsum,
I am hoping to go into saving in it for around 10 years, but what I want to know is how much would I likely get after ten years, or is an investment trust worth it, my neighbour recommends me to go with Blackrock, I could get over £75k?, so he thinks, but I want a realistic projection?

Akbar,
The only show in town at the moment is gold.
Buy physical, go gold ETF's, or gold miners in an S&S ISA, but go gold.