We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

basic bank accounts

2»

Comments

  • sizzler
    sizzler Posts: 5,094 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    spot on if.

    Make three mistakes ie overdraw or have bounced dd and they close your account:)
  • WLITC
    WLITC Posts: 1,029 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    well thats fine. I've always managed my bank accounts well, so not too worried about the 3 strikes rule.
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    It only takes your pay or benefits to be paid in late, or DD taken out early.
    I don't think anyone deliberately does this x
    "If wishes were horses, then beggars would ride"
  • joobie538
    joobie538 Posts: 46 Forumite
    just thought i would add that it doesn't matter if Barclays are a creditor, they will still give you a basic account.

    I owed them over 6k and I actually have 2 basic accounts with them.
  • MITZIW
    MITZIW Posts: 180 Forumite
    thats interesting! was that after you went br or before?
  • snoopy89
    snoopy89 Posts: 320 Forumite
    i got my barclay cash card after br and they were owed a few quid to.:j
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Ditto....barclays were my BIGGEST creditors in bankruptcy....they offered me a basic account after i'd gone bankrupt over 3yrs ago....just MAKE SURE if you decide on a barclays account open it after your bankrupt...if you did it before they "could" take cash from your new acount to pay your old debts
    We all die. The goal isn't to live forever, the goal is to create something that will
  • MITZIW
    MITZIW Posts: 180 Forumite
    right thanks x
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.