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credit card refund
brokesailor
Posts: 2 Newbie
in Credit cards
hi can anyone answer this;
I have been told that if my credit card keeps upping my spending limit without my authorisation I can claim some or all of the spend back.
TRUE OR FALSE
all replies welcome thanks.
I have been told that if my credit card keeps upping my spending limit without my authorisation I can claim some or all of the spend back.
TRUE OR FALSE
all replies welcome thanks.
0
Comments
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You're scum
TRUE OR FALSE
all replies welcome thanks.0 -
It is probably true (that you have been told this).Are you for real? - Glass Half Empty??
:coffee:0 -
okay I'll rephrase the question HOW do i claim it back/ is there a printed letter on this site or any other .I haven't seen one yet
replies NOT based on gratuitous insults only please.0 -
brokesailor wrote: »hi can anyone answer this;
I have been told that if my credit card keeps upping my spending limit without my authorisation I can claim some or all of the spend back.
TRUE OR FALSE
all replies welcome thanks.
Where do you think you are....Dreamland....you've spent the money..haven't you?0 -
brokesailor wrote: »okay I'll rephrase the question HOW do i claim it back/ is there a printed letter on this site or any other .I haven't seen one yet
replies NOT based on gratuitous insults only please.
You have not seen one...well simply because it does not exist..does that answer your question???0 -
brokesailor wrote: »okay I'll rephrase the question HOW do i claim it back/ is there a printed letter on this site or any other .I haven't seen one yet
replies NOT based on gratuitous insults only please.
Sorry, you're far more likely to get insults than help when you propse stealing money from your fellow credit card customers.0 -
brokesailor wrote: »hi can anyone answer this;
I have been told that if my credit card keeps upping my spending limit without my authorisation I can claim some or all of the spend back.
TRUE OR FALSE
all replies welcome thanks.
FALSE
You entered into an agreement which clearly stated "At time to time we may vary the limit on your account" or words to that effect. Read the agreement, you'll see.
You also have the option to reduce the limit at any time you want.
You chose to spend the money so you have to pay it back.
Maybe do some overtime to pay it back?
Simples :beer:Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
0 -
False
Wasn't these guys by any chance - success rate even on minor technicalities was apparently close to zero, nothing reported anywhere about credit limit increases - no material changes to T&Cs, and they presumably didn't force anyone to spend the extra debt (aka 'credit').
http://news.bbc.co.uk/1/hi/business/8574956.stm
Beware of anyone claiming they 'sort it' if you pay them up front (refundable of course... yes, right).0
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