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I am considering buying a house but am a total novice!!

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Comments

  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It's not "heartless", it's "business". Keep that in mind. You're not being cruel when you make a lowball offer, you're negotiating from a position of (hopefully) strength. It may sound like I'm being silly or splitting hairs, but I'm not. A house purchase is one of the biggest financial decisions most of us ever make, so it's definitely business.


    True!

    OK, must make an appointment...
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I actually forgot to phone and make an appointment, can you believe it!!! Will do it tomorrow.

    I have just been looking at it again online, it really is a lovely house but I need another viewing to look at it more closely IYKWIM. What should I be looking out for/asking during the next viewing? I guess there are checklists to be found on t'internet so must have a look.

    Thanks for all your advice, keep it coming.
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • Bufger
    Bufger Posts: 1,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    tara747 wrote: »
    I actually forgot to phone and make an appointment, can you believe it!!! Will do it tomorrow.

    I have just been looking at it again online, it really is a lovely house but I need another viewing to look at it more closely IYKWIM. What should I be looking out for/asking during the next viewing? I guess there are checklists to be found on t'internet so must have a look.

    Thanks for all your advice, keep it coming.

    My first checks include looking for anything they may be hiding with a well placed sofa or newly painted wall. I look for damp patches, rotting wood, i have a feel for the floorboards under foot and see if they're all over the place etc. I'll go into the garden and look at the roof, i'll look at the windows/fascias and the lead flashing around the chimney stack.

    newly painted walls could be to make it less of a home for a sale or could be to hide damp temporarily so always be careful and weary of that.

    Apart from that i'd probably just have a quick look where sockets/aerials etc run and whether i can fit in a dishwasher, washing machine and tumble dryer into the kitchen. hehe
    MFW - <£90k
    All other debts cleared thanks to the knowledge gained from this wonderful website and its users!
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Bufger wrote: »
    My first checks include looking for anything they may be hiding with a well placed sofa or newly painted wall. I look for damp patches, rotting wood, i have a feel for the floorboards under foot and see if they're all over the place etc. I'll go into the garden and look at the roof, i'll look at the windows/fascias and the lead flashing around the chimney stack.

    newly painted walls could be to make it less of a home for a sale or could be to hide damp temporarily so always be careful and weary of that.

    Apart from that i'd probably just have a quick look where sockets/aerials etc run and whether i can fit in a dishwasher, washing machine and tumble dryer into the kitchen. hehe


    Thanks. I'll write a little checklist for myself including those points.
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
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