Arm bands have punctured!!!!

BERTIEMATE

Thanks Butti, here you go:

1 Barclaycard Credit Card £4,922 PURCHASE 10.5% CASH 23% APR
2 Egg Credit Card £2,230 16% APR
3 Halifax Credit Card £11,250 15.9% VARIABLE( JUST HAD A LETTER TO SAY WILL CHANGE IN MAY 2010 TO 28.95%)
4 Lloyds TSB Personal Loan £2,832 1.876% VARIABLE PER MONTH
5 Tesco Credit Card £2,905 1.24% PURCHASES/1.873% CASH MONTHLY TIL 14/5/2010 WHEN STANDARD MONTHLY VARIBLE RATE APPLIES!?
6 Virgin Credit Card £5,661 PURCHASES 1.24% CASH 1.8735% MONTHLY
7 Yorkshire Bank Personal Loan £12,943 8.9% APR

roger196

What is the current market value of house. What is the outstanding mortgage.
Child support appears low, is this through CSA? Is it actually paid?
Do you have to have a car, tv .
Grow your own tobacco or better still give up.

BERTIEMATE

Thank you for all your responses:
N/M the child support is the amount that my ex pays for his son through the CSA, I have asked them to review this amount 25 times now and apparently this is all he can afford.
Sorry should have said that I do pay over 12 months for my council tax, I will reduce the amount I spend on food, cleaning and lunches.
Have had the LBM well and truly now. (gulps more wine) thats better, thank you brokeinyorkshire for your lovely words, may be absolutely broke but soooooo glad to be free from abusive ex. xxxxxxx

BERTIEMATE

Hi Roger,
current m/v of house 160,000, 110,000 mortgage, yep own TV and car for work/school runs.
xx

Numpty_Monkey

BERTIEMATE wrote: »

Have had the LBM well and truly now. (gulps more wine) thats better, thank you brokeinyorkshire for your lovely words, may be absolutely broke but soooooo glad to be free from abusive ex. xxxxxxx

:j:beer::T:beer::j

Thats the immportant things:D

Cleosmum

I join the grocery challenge each month, this month I have set my budget at £300 which is for 2 adults, 3 children, various pets, and covers food, cleaning products, toiletries, pet food and work and school lunch boxes. I have 10 days left this month and have only spent £165.54. Check out the old style boards for the challenge and loads of hints and tips

BERTIEMATE

Hi Cleosmum,
WOW you are brill!!! Have checked them out, have been lurking for ages before posting.
This month will be the start of the new reduced spending me, am soooooo impressed by all the peeps here. xxxx

brokeinyorkshire

BERTIEMATE wrote: »

thank you brokeinyorkshire for your lovely words, may be absolutely broke but soooooo glad to be free from abusive ex. xxxxxxx

You're very welcome.

I know exactly what you mean!

Peace of mind is worth more than anything!!

Keep your chin up..

Numpty_Monkey

BERTIEMATE wrote: »

Thanks Butti, here you go:

1 Barclaycard Credit Card £4,922 PURCHASE 10.5% CASH 23% APR
2 Egg Credit Card £2,230 16% APR
3 Halifax Credit Card £11,250 15.9% VARIABLE( JUST HAD A LETTER TO SAY WILL CHANGE IN MAY 2010 TO 28.95%) Tell them to go forth and multiply ,
4 Lloyds TSB Personal Loan £2,832 1.876% VARIABLE PER MONTH
5 Tesco Credit Card £2,905 1.24% (15.94% apr) PURCHASES/1.873% (24.94% apr) CASH MONTHLY TIL 14/5/2010 WHEN STANDARD MONTHLY VARIBLE RATE APPLIES!?
6 Virgin Credit Card £5,661 PURCHASES 1.24% (15.94% apr)CASH 1.8735% (24.94% apr)MONTHLY
7 Yorkshire Bank Personal Loan £12,943 8.9% APR

Have a read of this link Reject rate jacking :money:

BERTIEMATE

Will go and have a lurk (sorry one glass of the red and i'm a gonner!!!!)