Which bank will take me? I have some old defaults

worldwide3rider

I have some old defaults sat on my credit record, they have all been paid and settled. (bout 4-5 years old)

I am currently with Nationwide on there crappy flexaccount, I have nothing - no overdraft, no debit card and they wont give me one cause of "adverse information"...which some snotty cashier guy told me.

Anyway I wanna tell them to go F*** themselves and take with me all the insurance business I have with them etc, but does anyone know of a bank they will consider me baring in mind my situation.

Fedz

Maybe consider a basic bank account with debit card.

The Co-operative Bank : Current Accounts : Cashminder
Debit Card Type: Visa Electron.

NatWest : Current Account : Step Account
Debit Card Type: UK (Solo) and abroad (Maestro).

Both above accounts have Branch, telephone and on-line account access.

Hope this helps

virgin_moneysaver

Fedz wrote:

Maybe consider a basic bank account with debit card.

The Co-operative Bank : Current Accounts : Cashminder
Debit Card Type: Visa Electron.

NatWest : Current Account : Step Account
Debit Card Type: UK (Solo) and abroad (Maestro).

Both above accounts have Branch, telephone and on-line account access.

Hope this helps

the step account only provides solo debit card not maestro

M_Thomson

virgin_moneysaver wrote:

the step account only provides solo debit card not maestro

I think that Solo cards use the meastro system when you use them as debit cards abroad.

worldwide3rider

thanks guys!

Ericson_2

Just as a footnote to the above surgestions I have just opened a Co-Op Cashminder account because of adverse credit . all done over the phone no problem, no need to go into a branch.

Voyager2002

Remember that all your debts disapear from the record six years after they have been settled, or whatever. So you might do better to sit tight for a year, after which you should find everything significantly easier.