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Saga in USA

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Over 50 so Saga credit card could do for us when visiting USA this autumn - purchases, hire car and cash. Acknowledge Nationwide debit approach probably better, but hassle of setting up appropriate current account a no go at this time. Also, would topping up the Saga credit card with cash before leaving make sense ?
Thoughts, ideas, tips, contributions (dollars please, only kidding), gratefully accepted.

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