Ideas/Help?

Marabak

Hey Guys,
I think this is in the relevant section but feel free to move it if it isn't.

I'm currently doing a MSc course, which leads on to either a PhD or a trainee career (starting wage £25000 min), and to fund it I applied for a PCDL with Barclays, which I received. Unfortunately though, due to circumstances documented in another thread, it was a few months after the start of my course when I eventually get the money, and it was less than what I had asked for. After paying back the debts I had accrued from credit card/friends etc, I didn't have much left for living costs (but at least my course itself is paid for now).

Four months down the line, it has almost dwindled away. I opened a student accound with Barclays, with the standard £200 overdraft. I have been to see them about increasing this, to £1500 (my course lasts until Sept, as I have a three month project over the summer), but I was refused (and appealed/refused again), and the reason given was that the account usage didn't warrant the overdraft (or words to that effect), despite the fact that I have deposited over £500 in the account (what the lady in the branch told me I need to deposit per semester in order to increase my overdraft). I also applied to "top-up" my PCDL by the same amount, but I have also been declined "as they were bound by the LSC, who state they are unable to authorise further funding for the reasons I have given" (presumably living costs, as that was the reason).

I currently have a main account with Lloyds, with a £300 overdraft as well. I am unable to convert/open a student account with Lloyds though, as I graduated too long ago (2005) and I am only doing a one-year masters course. This account has ~£100 a month going into it from a job I do part-time, and I am also looking at getting a second job, which is currently being sorted out (it is a job I used to do at another store of the same chain, and they seem keen on having my experience).

Well, to cut a long story short, I was wondering if anyone knew of any other possible ways to get funding? I am reluctant to work too many hours per week, as my exams are 6 weeks away, I have current minor projects, and then a 3month project, all of which I need to get good marks in to progress in a career. Paying the funding/overdraft back shouldn't be a problem come Sept/Oct.