** Fantastic Friday 19th Daily Chat**

Lucifa73

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pepe2008

gonzo127 wrote: »

well done pepe

i havent looked at my debt free date since my darling wife always screws up the plans by going on spending trips, so i am well jelous

Try giving her an account book for the whole of the household income and sit down together to complete it each month....maybe if she sees it all in black,white and red she may appreciate the situation?

I do a spreadsheet, of sorts, with known monthly expenses set against predicted income....then amended up or down when I know my pay.

Getting her involved is the difficult thing. If she's got her head in the sand, that means hers bums in the air.....needs a kick?

katsu

afternoon everyone. Cold and wet here and I need to go out to the post office with an amazon order Just in from work for a quick read and cup of tea first

pepe2008

redsquirrel80 wrote: »

Right time to go home, have a lovely weekend peoples xx

Bye squizz. X

spud30

Well done Luc. Fingers crossed for next week

Pepe, great news re the debt.

My lot are still out on the key hunt.....oh I hope they find em

pepe2008

Lucifa73 wrote: »

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!!!!!!?:D.........

Lucifa73

Lucifa73 wrote: »

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pepe2008 wrote: »

!!!!!!?:D.........

That would be Nathan's first post....

Ames

Afternoon.

Great news Pooky, it'll make life so much easier and more comfortable for you.

Spud, hope they find the keys.

Well done Pepe.

BB good to see you back again.

Well, my appointment with the immunologist went well. He had been planning on starting treatment but I've been ok for the last couple of months, so I've got a reprieve. Of course, if I start getting loads of infections then I'll probably ask to start on it, but hopefully I can get through the summer first. Although he says I'm still a diagnostic puzzle! And I managed to get away without having to have blood tests, I think it's the first time ever!

Sister cancelled shopping trip though.

katsu

'grats on immunologist Ames

gonzo127

pepe2008 wrote: »

Try giving her an account book for the whole of the household income and sit down together to complete it each month....maybe if she sees it all in black,white and red she may appreciate the situation?

I do a spreadsheet, of sorts, with known monthly expenses set against predicted income....then amended up or down when I know my pay.

Getting her involved is the difficult thing. If she's got her head in the sand, that means hers bums in the air.....needs a kick?

have tried all this just goes around in circles, but the bonus at the moment is becuase she is a SAHM she cant get any more credit, she has said today she is going to cancel her remaining cataloge so that just leaves her credit card and overdraft which are both currently maxed out anyway so i am getting her closer to having no credit availible,

next on the list might be to take her credit card balance in my name cut up the card and cancel the account, meaning the ONLY credit she could get (having no income) is her overdraft, but this is a while away yet and much thought required