What is regarded as a modification?

mcduff16

Hello

I have a question- I bought a car from Mitsubishi, it was a showroom car with delivery miles on the clock. It didn`t have a spoiler and i really wanted one so I paid for the spoiler to be added by Mitsubishi. Paperwork all finalised and deposit paid I picked up the car a few days later.

Now is the spoiler classed as a modification and would i have to declare it when getting insurance?

Thanks

vikingaero

Technically it's a modification. Even a set of car mats could be classed as a mod or even an alloy tax disc holder but these are very minor mods that are generally of no consequence to the risk.

I would notify your Insurer especially if you are young or insure with a cheapo internet company. Most Insurers will ignore the risk if the spoilered car was driven by a 40 year old professional and clamp down far harder in the event of a claim on a 18 year old.

catflea

My guess is that a Mitsubishi with a genuine mitsubishi spoiler is not likely to be the kind of car an 18 year old would be able to afford to insure.....

But yes, it is techically a modification (or possibly an optional extra, which would need to be declared too)

Quietmanc

I would definitely inform your insurance company.If no extra premium applies,great.Even if they do want a bit extra,at least you know that you're covered.