Creditors asking for certificate of bankruptcy to update credit files

mm3

I've been asked by a creditor to provide a certificate of discharge before they'll update my credit files. Is there any way round this as I'm keen to avoid the £60 I understand it costs?

Many thanks

mummytotwo_3

Can i ask are you in receipt of benefits? As I understand if that is the case the fee may be waived, but this would need to be checked.

Im sure someone with more expericence will be along to clarify this.

mm3

No, I'm not but thanks anyway. Hopefully, someone else will have an answer.

pmg19680

Hi,
You could always ask them to check the London Gazette website. They would probably say they haven't time but it is the easiest way to check BR.
I'm not aware of any other way - sorry:)

mm3

Does the London Gazette do discharges? I can find my bankruptcy but no mention of my discharge.

WLITC

mummytotwo wrote: »

Can i ask are you in receipt of benefits? As I understand if that is the case the fee may be waived

I didn't realise this. Can someone confirm if you are on benefits that you don't have to pay the £60. Does anyone have a link to something on the IS site to confirm this?

d123

you could always contact your receivers office and ask them to confirm in writing your discharge date, this would be done on an official letterhead and the majority of creditors would accept it as official proof.

DarkConvict

Won't this tell them.

http://www.insolvency.gov.uk/eiir/

Select By Name,
Choose All Office,
Enter your surname and it should show if your discharged.

If you are BR it will show

Status Currently Bankrupt : Automatic Discharge will be 03 July 2010 See FootNote

if BR is over but still on IPA/IPO

Status Current

mm3

I think that site only holds your details for three months after your discharge and I'm past that now but, yes, I will ask the official receiver to provide some kind of confirmation. That's a good idea, thanks.

RecoveringAlcoholic

mm3 wrote: »

I think that site only holds your details for three months after your discharge and I'm past that now but, yes, I will ask the official receiver to provide some kind of confirmation. That's a good idea, thanks.

A friend was discharged on 2nd March and it is showing the discharge on the Insolvency Service site.





.

mm3

But that was only 15 days ago assuming you mean 2010. I've been discharged for a number of months and am no longer showing on that site.