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Beware Misleading Equifax Credit Watch Gold "Unlimited" service

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  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    hax wrote: »
    Not true. Experian (CreditExpert) allow me to order more than one report in 24 hours, although the information on both is the same.

    Credit Expert does allow you to check your report 24hrs a day, same report, not a different one as does Equifax....but BOTH update your report overnight.
    You just don't know what you're talking about
  • hax_2
    hax_2 Posts: 157 Forumite
    What do you mean I dont know what I'm talking about? Show some courtesy and manners please.
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    I stand by what I said...check your facts
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Hax, wind your neck in you are starting to appear very obsessive and desperate like some of the other nutters on MSE.

    Experian used to allow you real-time 24/7 access i.e. you could view your report and see up to the second data sets but they stopped that in 2008. Equifax and CallCredit have always had a 24 hour waiting period on your report order. Just calm down and chill or you will end up upsetting yourself and other MSE users if you carry on like this.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • molerat
    molerat Posts: 34,634 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    With Equifax you get an e-mail of any changes to your report so a search would have been reported to the OP within 24 hours.
  • molerat
    molerat Posts: 34,634 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 March 2010 at 11:54PM
    hax wrote: »
    They advertise the Credit Watch Gold service as having "access to unlimited credit reports" which is a blatant lie
    No, they advertise "unlimited access to your credit report" and their service is as advertised. Before paying good money it is best to read what you are signing up to. I have just checked my FREE Equifax credit report which I get FREE with my CapitalOne card. Did I mention it was FREE :D
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    PROLIANT wrote: »
    Hax, wind your neck in you are starting to appear very obsessive and desperate like some of the other nutters on MSE.

    Experian used to allow you real-time 24/7 access i.e. you could view your report and see up to the second data sets but they stopped that in 2008. Equifax and CallCredit have always had a 24 hour waiting period on your report order. Just calm down and chill or you will end up upsetting yourself and other MSE users if you carry on like this.
    Well i can guarantee that experian will allow more than 1 report in 24hours seeing as i had searched my report that morning and then that evening applied for tesco and was able to check my report right after i appiled.

    unless that was a 1 off.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    if you order an experian report at 10AM, make an application at 12PM, and order "another" one at 2PM, the search won't be on it.

    You'll see :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • HouseHuntr
    HouseHuntr Posts: 522 Forumite
    hax wrote: »
    What do you mean I dont know what I'm talking about? Show some courtesy and manners please.

    OK, another way of putting it is that you're full of C R A P. Better for you ?
  • williham
    williham Posts: 1,223 Forumite
    They don't let you order more than one per day because it doesn't change during the day, it changes overnight. Simples!
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