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Cost of car insurance for a 17 year old?

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Comments

  • Sobraon
    Sobraon Posts: 325 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Is that him with a provisional license? That's about normal from what my friends have said. But be prepared for when he passes :P

    Yes, I was expecting a big rise in the premium but NFU confirmed it would be the same after he passed his test. I admit I was surprised.
  • iamana1ias
    iamana1ias Posts: 3,777 Forumite
    Sobraon wrote: »
    NFU quoted £420 with my son as named driver this week in a Pug 106.

    If it's his car (not yours) then he should not be a named driver (do a search on 'fronting').

    Assume you've also tried to use some NCB on here? If that's already being used on another car, you can't use it on your son's car.
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
  • Sobraon wrote: »
    Yes, I was expecting a big rise in the premium but NFU confirmed it would be the same after he passed his test. I admit I was surprised.

    I'd be very surprised if it stayed the same after he passed his test to be honest. As everyone else is saying, you've got to be careful you don't end up fronting the insurance. Could get you into big poop! Although i'm sure you know that already!
  • Sobraon
    Sobraon Posts: 325 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    iamana1ias wrote: »
    If it's his car (not yours) then he should not be a named driver (do a search on 'fronting').

    Assume you've also tried to use some NCB on here? If that's already being used on another car, you can't use it on your son's car.
    Thanks for this response however If I drive the car for more miles than he does and I drive it for longer than he does and I own it and I tell the sales person in a recorded message of my intentions I think accusations of 'fronting' would be difficult to sustain (I don't expect him to have passed his test until Oct/Nov) I do not believe a person has to be the owner and registered keeper of a car to insure it (if you tell the insurance company). No NCB used except some introductory offer. As I said I was pleased with the deal.
  • west_is_best
    west_is_best Posts: 1,797 Forumite
    1,000 Posts Combo Breaker
    GemJar wrote: »
    Try Quinn insurence, they've worked out the cheapest for me and my friends


    My daughter has been with Quinn Direct for the past year, due for renewal yesterday. She had a letter from them telling her they will not be insuring anyone from the UK anymore...
    Apparently, they have gone into administration!!!!! BE AWARE!!!!!!!!
  • iamana1ias
    iamana1ias Posts: 3,777 Forumite
    Plenty of info on this site about Quinn's administration status ;)
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
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