Oh God! Just found out I'm pregnant

Completely_Confused_2

Hi everyone, I need some help.

Been on my DMP with Payplan for 5 months now. All going well apart from Barclaycard - still!

We have been managing really well on our budget and I've been feeling much more positive.

But I've just discovered I'm pregnant. A dose of antibiotics appears to have knocked my pill out.

I'm so frightened and I don't know what to do. My husband and I had a terrible year last year and almost separated. Thanks to the DMP our financial issues have been put back into perspective and we've been getting on really well of late (obviously!).

However, I have so many worries about what will happen if we have this baby I'm worried that all those financial stresses will come back and we'll be right back where we started.

I've worked on a budget keeping our DMP payment the same and it seems doable as it is, but what it does mean is that we'll have absolutely no spare cash in case something unexpected happens.

And talking of which, my power steering pump has just gone on my car and I daren't even think what it will cost, or where the money will come from.

Please, I need some advice

CC

mrcow

Advice is to calm down and talk things through with your husband.

Budgets change - it's life. The DMP can be adjusted if need be as circumstances change.

bryanb

Termination?

mozzyc

bryanb wrote: »

Termination?

????

There are a few links on this site where people have had the same problem. Don't stress though, as said, it happens (reducing dmp payment). Get in contact with your case officer and discuss your options. It will really mean drawing up a new budget with payplan for when the baby comes, or even now if you can't afford your payments.

Tixy

Hi confused and congratulations. Do you have kids already?
Have you spoken to OH about your pregnancy.

DMPs can be flexible so you'd need to talk to payplan about doing a new budget once you are on maternity leave as you'll have lower income and more outgoings. It might take you a bit longer to become debt free but you can always work on reducing that again once your little one is here or you are back working.

bryanb

The OP did not want to become pregnant (Taking the pill) Termination is a viable suggestion. Do you have a problem with that Mozzyc?

NGlady

bryanb wrote: »

Termination?

What a DISGUSTING thing to say. The original poster did admit that she wasn't particually ready for a child, but is looking at managing things. You think you have the right to suggest something so personal? I think you should give yourself a good talking to. Call yourself a man!

DGJsaver

Calm down everyone , it might look fairly curt but it IS a possible solution to the OP`s question

Dont think anyone needs to get quite so upset over it...

triggerhappy_2

bryanb wrote: »

The OP did not want to become pregnant (Taking the pill) Termination is a viable suggestion. Do you have a problem with that Mozzyc?

Suggestions like that should be handled much more sensitively than a one word post.

KipKip_2

DGJsaver wrote: »

Calm down everyone , it might look fairly curt but it IS a possible solution to the OP`s question

Dont think anyone needs to get quite so upset over it...

I agree to an extent but he could've added it in as a suggestion aong with an option of keeping the baby instead of stating "Termnation"??????? as if it was a clearly obvious miricle answer to the distressed OP.

jamespir

i think you need to discuss things with your partner but having a baby is a wonderful thing ignore those on here who dont think it is