We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Does my son have to give up his college course & his university place

2

Comments

  • Jowo_2
    Jowo_2 Posts: 8,308 Forumite
    edited 16 March 2010 at 5:46PM
    He isn't throwing his future away by going to college and university because he is not entitled to benefits, he is investing in it...!

    He will be able to get student loans, work part time during the term time evening and weekends, and full time during the holidays. This is how most students get by - a few might be handsomely funded by rich parents picking up the tab but most aren't. And that's how I got by - 5 years of study at no cost or impact to me or my family, other than access to jobs that most of my non-Uni peers could never get once i'd graduated.

    Many Universities operate hardship funds and scholarships, too.

    Generally, those with degrees tend to earn more than those that don't - he gets his return on investment there.

    If he's worried about how to support himself, he could postpone his university place for a year in order to work and save up a nest-egg which will teach him budgeting. He could look into studying via the Open University or go for a part-time degree so he can learn and earn at the same time. By going to a Uni close to home, he saves thousands on accommodation fees for halls of residence. As it happens, I think a 3 year degree with working part-time on top is a good option anyhow.

    Talk of having to give up studying in higher education and the need to avoid fraud is just over-panick on your behalf. Part of the squeeze in your household came from overpayments and social fund loans so isn't related to the withdrawal of child benefit, etc.
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Your son will finish his course in 2/3 months' time when he can claim JSA if he hasn't got a job,so there's a very short time to have to cope on this income, particularly as you'll be 20.00 per week better off in May.

    I assume that he's claiming his 30.00 per week ALG so perhaps he needs to put this into the household pot for the next few weeksand you could also have a look at the Old Style board for ways you could live more frugally for the next couple of months.
  • lazer
    lazer Posts: 3,402 Forumite
    I supporyed myself through university - that is the point in the student Loans

    Your son will get a loan of £3,678 per year when at university,

    And From July to September can be claiming JSA - as can be actively looking for work.

    From your post i understand that your problem is however between now and May.

    Perhaps you could apply for a crisis loan?
    Weight loss challenge, lose 15lb in 6 weeks before Christmas.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You must be getting more than £81 a week for the 2 of you.

    Do you get rent paid, council tax paid, housing benefit etc. etc, etc.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • bestpud
    bestpud Posts: 11,048 Forumite
    Are you sure the child benefit will stop on his birthday? They have three cut off points and it will normally carry on until the next point, which is May now...

    It may be different as he is 20 but check.

    Also, if he isn't getting ALG then he should apply for it.

    Your other option is to ask for the debt repayments to be reconsidered.

    You are all adults so can live on cheap food for a while and he is old enough to understand the need to cut back on utilities etc.

    To talk of him leaving his course rather than go a few months without is utter madness imo!
  • McKneff wrote: »
    You must be getting more than £81 a week for the 2 of you.

    Do you get rent paid, council tax paid, housing benefit etc. etc, etc.
    It was £101 a week till they started deducting payments for an overpayment and a social fund loan my husband had in 2005. we get benefit for rent & council tax
  • Jowo_2
    Jowo_2 Posts: 8,308 Forumite
    Is your son studying away from home or in his home town when he goes to University?

    Does his college have a hardship fund?
  • kingfisherblue
    kingfisherblue Posts: 9,203 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    My daughter is studying with the OU so that she doesn't have to borrow to fund her studies - I'm not in a position to support her. She is also working as a healthcare assistant while studying, and she pays me board as she lives at home.

    Lots of healthcare assistant jobs tend to be available in many areas, as staff are often needed to get clients up and dressed, and get them into bed at night, but they don't always need help throughout the day time. This could fit in with your son's studies and earn him some cash as well. Once he has finished in May, he could fit this in with an additional job if he wanted to. The biggest problem would be getting the CRB check, which could take a few weeks - but it's still an option open to him. He really needs to be thinking about contributing to the family pot.
  • AnxiousMum
    AnxiousMum Posts: 2,709 Forumite
    Part of the Furniture Combo Breaker
    Depending on which university your son goes to - there may be bursaries available also to him as he's from a low income household. For student loans, he should get maximum amount of about £4700 I think it is, also because parents from low income households are not expected to contribute towards it. About £1500 of that will be in the form of a maintenance grant, and non repayable.

    As for right now - as said above, he should be getting the ALG grant which would help with his transport costs etc. to and from college, and he should also go and speak with the finance office at school to see if there is any help available to him.

    In terms of jobs - someone up above asked if your son had gone into every pub, bar, restaurant, cafe in the area looking for work - have you done the same thing? I know in our area, if I was really desperately looking for work, there is ALWAYS a huge number of jobs for cleaning staff and care staff - if it came down to cleaning toilets for someone or my son having to quit school - you'd find me with my gloves on scrubbing a toilet!
  • KatieMc83_2
    KatieMc83_2 Posts: 14 Forumite
    edited 17 March 2010 at 2:22PM
    anastasia1 wrote: »
    Was more hoping to find out something I didn't already know like a way my son can avoid throwing his future away so he can claim benefits or resort to some kind of fraud

    Why doesn't he do what many students do and try and get a job? He should get full grants etc anyway with you and your hubby being on benefits as they take into consideration parents earnings.

    My brother and I got minimum help because of our step-fathers earnings (even though he didn't give us any help himself) and we got through it. My brother worked 30 hours a week in a city centre store and I supplemented my income by working as a care assistant doing around 24 hours a week mainly at weekends. Most of my friends worked too.

    It's hard but certainly do-able!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.