barclay card problems help?

judy_1

:mad:I have a credit card with Barclay card which has an outstanding balance of 3500.
but am really struggling to pay this now I have had the card since 1996 and always managed to pay it until 1 year ago I had a stroke when I came out of hospital I notified all my creditors and most of them either got me to claim off an life style protect insurance which I had or came to some sort of other agreement with me. which has -paid off 10% of my balance on all cards each month except Barclay card as I did not have this protection for Barclay card since I have had the card my credit limit had been increased at regular intervals without asking me if I wanted the extra credit limit since being off sick I am now on benefits i.e. ESA of £64.00 per week out of this money I have to pay for food gas electric and mortgage along with prescriptions of at least £52.00 per month for the last year my other 3 cards are now nearly paid off now using the life style protect insurance thank god. I have written to Barclay card on 3 occasions asking them to come to some sort of agreement with me but they do not respond the only thing that they have done is get a debt collecting agency in India to call me sometimes up to 12 and 13 times per day I have written to Barclay card asking them to please stop doing this but the phone calls do not stop I am trying to get back to work but my employers are now making it difficult for me to return to work I have a unite union rep on to this and he is now pushing the company to let me return to work saying that I am covered under the dda act these phone calls are now starting to drive me crazy as they do not stop, Barclay card want me to now pay them the whole balance any saving that I had before I got sick have now completely run out someone please help I am now at my wits end and feel like taking an overdose to kill myself I know that probably sounds a bit melodramatic but that is exactly how I feel right