📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Naughty with Credit Card debt but it had to be done

Options
1…5791011

Comments

  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    NPowerUser wrote: »
    It terms of repayment, in terms of not paying them any interest.

    I thought mail forwarding for as long as possible then a quick change of address to my mothers address so I have 2 credit cards to fall back on over the next 10 years whilst I wait for my credit to repair itself? ;)

    Your thinking gets more and more bizarre.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • Tixy
    Tixy Posts: 31,455 Forumite
    What makes you think the addresses are not already linked on your credit report?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    Tixy wrote: »
    What makes you think the addresses are not already linked on your credit report?

    Don't think he's ever looked at a credit report - which is particularly brave when he's trying to do what he's talking about.

    Although he did say that he wouldn't need any more credit and cash is king so it does seem like a contradiction to worry about dormant cards.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • NPowerUser
    NPowerUser Posts: 409 Forumite
    Mortgage-free Glee!
    Tixy wrote: »
    What makes you think the addresses are not already linked on your credit report?

    That's why I asked the question in post #57?

    I have just received a letter from one of them offering to increase my credit limit to £3500, which I thought was strange, perhaps they haven't caught up yet?
  • ILW
    ILW Posts: 18,333 Forumite
    NPowerUser wrote: »
    It terms of repayment, in terms of not paying them any interest.

    I thought mail forwarding for as long as possible then a quick change of address to my mothers address so I have 2 credit cards to fall back on over the next 10 years whilst I wait for my credit to repair itself? ;)

    Could you not just do some extra work and pay off the cards like any normal person. Sure it must be easier than all this sodding about.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Could always stop paying, do a bunk and wait 6 years for the debts to become statute barred...


    I kiiiiiiiiiiid I kiiiiiiiiiiid!! *goes back to lurking*
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Arh phuck it! Packing my job in tomorrow and bumping all of my loans and cards, seems like a plan judging by some posts on this forum!
    6 years time I can do it all again, not have to worry about who will/will not accept me anymore. :cool:
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    PROLIANT wrote: »
    Arh phuck it! Packing my job in tomorrow and bumping all of my loans and cards, seems like a plan judging by some posts on this forum!
    6 years time I can do it all again, not have to worry about who will/will not accept me anymore. :cool:

    Lend me a tenner before you do though.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    CannyJock wrote: »
    Lend me a tenner before you do though.
    and me... :rotfl:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • NPowerUser
    NPowerUser Posts: 409 Forumite
    Mortgage-free Glee!
    PROLIANT wrote: »
    Arh phuck it! Packing my job in tomorrow and bumping all of my loans and cards, seems like a plan judging by some posts on this forum!
    6 years time I can do it all again, not have to worry about who will/will not accept me anymore. :cool:

    That made me laugh out loud. :rotfl:
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture