Where is everyone putting their £5,100 on April 1st?

C_Mababejive

I certainly wont be getting involved in cash ISAs..ROTFL..what a joke. No,it will be put into FTSE100 companies which have good divi yields.

cashbackproblems

C_Mababejive wrote: »

I certainly wont be getting involved in cash ISAs..ROTFL..what a joke. No,it will be put into FTSE100 companies which have good divi yields.

WHat like Aviva

Im also looking into those funds as mentioned above, gota understand how they work before putting money in.

Jake'sGran

Geoffo_M wrote: »

You've got to make a lot of capital growth to get any advantage from S&S ISAs - especially with Capital Gains so high

Yes, I have made a lot of capital growth on the three funds I chose last year when I transferred a cash ISA to SS ISA - £741 on £5000 since Sept 09. Nearly 15% in 8
months. It was about £300 more as of two weeks ago but I expect it to rise again.

C_Mababejive

cashbackproblems wrote: »

WHat like Aviva

Im also looking into those funds as mentioned above, gota understand how they work before putting money in.

No..like NG,CNA,VOD,NWG..etc..

Robie

QuietDragon wrote: »

Roughly £1000 in each of the following, all set up and sorted out on-line 1am on the 6th. My time-horizon is 24 years 10 months. I didn't even come close to considering a cash ISA.

Aberdeen Emerging Markets A Fund Acc
BlackRock Gold & General A Fund Acc
First State Global Resources A Fund Acc
First State Greater China Growth A Fund Acc
Invesco Perpetual Latin American Fund Acc
Investec Global Energy A Fund Acc
Jupiter India Fund Acc

Invesco Perpetual European High Yield Fund Acc
Investec Emerging Markets Debt A Fund Acc
Old Mutual Global Strategic Bond A Fund Acc

QD: Out of interest, which discount broker did you use? The only one I prefer is H-L where I get to see exactly what my fund value is, how much it has gone up/down etc.

Lokolo

Robie wrote: »

QD: Out of interest, which discount broker did you use? The only one I prefer is H-L where I get to see exactly what my fund value is, how much it has gone up/down etc.

You don't need to use HL for this. I use FT.com.

Morningstar and Trustnet also have a portfolio service.

Robie

D1zzy wrote: »

Their famous errors cockups and lack of customer service coupled with mega numbers who will be trying to extracate their funds at the same time - slim chance of it going smoothly, but you might be lucky.
{my own experience was being given the wrong account number for an account and transferring in 10K - only to be told when I phoned up to check the balance, that I had the wrong account number so they couldn't talk to me - many days; many phone calls and many expletives to sort. No apology and no compensation offered }

Absolutely agree with D1zzy. A&L/Santandar are pits & no apologies nothing. Good luck.

fairtrade

MsDee wrote: »

Hi everyone,

I've managed to save up my £5,100 ready for my Cash ISA for the new financial year.

I just wondered whether people are putting it in an ISA as a lump sum or whether they're going for a higher rate (not ISA) that after tax might give them a better rate.

Is anyone going for a decent reg savings accounts?

Thank you

I may be in the minority, but I never settle for an ISA investment at the start of the tax year. With the upcoming election, I will be waiting until June at the earliest to see what is on offer.

QuietDragon

Robie wrote: »

QD: Out of interest, which discount broker did you use? The only one I prefer is H-L where I get to see exactly what my fund value is, how much it has gone up/down etc.

I have an account with FundChoice, but do most of the research on the actual funds within the Morningstar Portfolio Manager.