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Will Pressure..

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  • StiffeeSpamhead
    StiffeeSpamhead Posts: 14 Forumite
    edited 16 March 2010 at 12:00AM

    some information on cooling off periods- so you might be able to
    totally withdraw from the contract and not just cancel and incurring penalties or notice periods.

    The office of fair trading can probably advise you on this and maybe CAB too, or Which? if you sign up.

    yeah as I'm picking through this I think I can just cancel with no charges.. I told the guy I wasn't happy signing but he wasn't taking that! (what's your problem with signing then?!).. where they've added themselves as executor I'm going to cancel the whole thing and start again from scratch..EDIT: I'm don't think they were going to do this - just to clarify I think this was something I miss-understood about the process

    they might be the best willwriters in the world but I no longer feel like I'd have confidence in their services..
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    .. trouble is we paid on a credit card.. my wife has called them to advise the card company that we want to cancel the payment (they've actually cancelled her card to ensure they don't take the money!!?!!) - we've also set-up a direct debit which we'll cancel..


    Cancelling the card is no guarentee that the payment will not be taken.

    Have your credit card company actually stated that they will refuse payment?
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • mrcow wrote: »
    Cancelling the card is no guarentee that the payment will not be taken.

    Have your credit card company actually stated that they will refuse payment?

    Well they told the wife there is no payment pending at the moment and they said they would not be able to submit a payment to a cancelled card..?
  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    it does say I have 7 days in which to cancel both the will

    The will has no legal standing until it's signed and witnesed.
    .................:)....I'm smiling because I have no idea what's going on ...:)
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    There will be no payment pending yet as they probably haven't submitted it.

    If the card company have categorcally stated that the payment will be refused then fine - but it's certainly not always automatically the case. I've had cards reopened once closed after a new (delayed) payment has gone through before.
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • It's not.

    Sadly not alone.
    Have a read of this thread and please spill the beans as to which company it is.

    One already mentioned or a new kid on the block I should add to the growing list?

    ETA. I've added your posts to the thread. Have a read-plenty of discussion explaining why it's a bad idea.

    One already mentioned I'm afraid...:mad::mad:

    Stupidly I forgot I have a solicitor contact online so they're advising me at the moment with regards to getting out of the mess and writing a will!!
  • Primrose
    Primrose Posts: 10,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've been Money Tipped!
    i think you have been very badly conned by this individual. I recommend you get out of the deal and tell him that you will be writing to the Trading Standards Officer at your local council to complain about his unethical business behaviour so that others can be warned. Tell him that you will also be writing to the local press to warn others not to get involved with people like him.
  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    Executors are responsible for paying any debts from the estate when someone dies. If the estate has no assets the debts can't be paid and the executors do not have to pay them.

    eg Fred dies penniless, owns nothing of value, has no savings or insurance, is owed nothing by anyone, and has £5k debt on his Visa card. Visa will write off the debt.
    .................:)....I'm smiling because I have no idea what's going on ...:)
  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    Garethf - half of what you have said is nonsense as well.

    Executors are NOT liable for debts on an estate. The estate is liable. If it hasn't got the money then the executors should walk away and leave it.

    The only time executors are personally liable is if they mishandle things. For example they pay out the beneficiaries when there is a debt outstanding. Even then they can advertise for creditors and protect themselves.

    Remind me not to use your company either.
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